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Debt (Details - Debt outstanding) - USD ($) $ in Thousands | 9 Months Ended |
--- | --- | ---
Sep. 30, 2023 | Dec. 31, 2022
Line of Credit Facility [Line Items] |  |
Warehouse lines of credit | $ 240,384 | $ 285,328
Residual interest financing | 49,812 | 49,623
Subordinated renewable notes | 19,163 | 25,263
Debt outstanding | $ 310,634 | 363,141
Warehouse Lines Of Credit 1 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 3.00% over one month Libor (Minimum 3.75%) 8.59% and 7.48% at September 30, 2023 and December 31, 2022, respectively |
Maturity date description | July 2024 |
Warehouse lines of credit | $ 163,462 | 150,293
Warehouse Lines Of Credit 2 [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | 4.15% over a commercial paper rate (Minimum 5.15%) 9.60% and 8.60% at September 30, 2023, and December 31, 2022, respectively |
Maturity date description | January 2024 |
Warehouse lines of credit | $ 78,009 | 137,585
Residual Interest Financing [Member] |  |
Line of Credit Facility [Line Items] |  |
Maturity date description | June 2026 |
Interest rate | 7.86% |
Residual interest financing | $ 50,000 | 50,000
Subordinated Renewable Notes [Member] |  |
Line of Credit Facility [Line Items] |  |
Interest rate | Weighted average rate of 8.16% and 7.82% at September 30, 2023 and December 31, 2022, respectively |
Maturity date description | Weighted average maturity of July 2025 and October 2024 at September 30, 2023 and December 31, 2022, respectively |
Subordinated renewable notes | $ 19,163 | $ 25,263

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