Amount Outstanding at

September 30,

December 31,

2023

2022

(In thousands)

Description

Interest Rate

Maturity

Warehouse lines of credit

3.00% over one month Libor (Minimum 3.75%) 8.59% and 7.48% at September 30, 2023 and December 31, 2022, respectively

July 2024

$

163,462

$

150,293

4.15% over a commercial paper rate (Minimum 5.15%) 9.60% and 8.60% at September 30, 2023, and December 31, 2022, respectively

January 2024

78,009

137,585

Residual interest financing

7.86%

June 2026

50,000

Subordinated renewable notes

Weighted average rate of 8.16% and 7.82% at September 30, 2023 and December 31, 2022, respectively

Weighted average maturity of July 2025 and October 2024 at September 30, 2023 and December 31, 2022, respectively

19,163

25,263

$

310,634

$

363,141