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Debt (Details - Debt outstanding) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2023
Dec. 31, 2022
Line of Credit Facility [Line Items]    
Warehouse lines of credit $ 240,384 $ 285,328
Residual interest financing 49,812 49,623
Subordinated renewable notes 19,163 25,263
Debt outstanding $ 310,634 363,141
Warehouse Lines Of Credit 1 [Member]    
Line of Credit Facility [Line Items]    
Interest rate 3.00% over one month Libor (Minimum 3.75%) 8.59% and 7.48% at September 30, 2023 and December 31, 2022, respectively  
Maturity date description July 2024  
Warehouse lines of credit $ 163,462 150,293
Warehouse Lines Of Credit 2 [Member]    
Line of Credit Facility [Line Items]    
Interest rate 4.15% over a commercial paper rate (Minimum 5.15%) 9.60% and 8.60% at September 30, 2023, and December 31, 2022, respectively  
Maturity date description January 2024  
Warehouse lines of credit $ 78,009 137,585
Residual Interest Financing [Member]    
Line of Credit Facility [Line Items]    
Maturity date description June 2026  
Interest rate 7.86%  
Residual interest financing $ 50,000 50,000
Subordinated Renewable Notes [Member]    
Line of Credit Facility [Line Items]    
Interest rate Weighted average rate of 8.16% and 7.82% at September 30, 2023 and December 31, 2022, respectively  
Maturity date description Weighted average maturity of July 2025 and October 2024 at September 30, 2023 and December 31, 2022, respectively  
Subordinated renewable notes $ 19,163 $ 25,263