XML 32 R22.htm IDEA: XBRL DOCUMENT
v3.24.2.u1

Finance Receivables (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2024
Finance Receivables |
Schedule of delinquency status of finance receivables |
Schedule of delinquency status of finance receivables |  |  |  |  |  |
|  | June 30, |  |  | December 31, |
|  | 2024 |  |  | 2023 |
Delinquency Status |  | (In thousands) |
Current |  | $ | 8,030 |  |  | $ | 17,771 |
31-60 days |  |  | 2,625 |  |  |  | 5,626 |
61-90 days |  |  | 1,617 |  |  |  | 3,087 |
91 + days |  |  | 442 |  |  |  | 1,069 |
|  | $ | 12,714 |  |  | $ | 27,553 |
Schedule of finance receivables by annual vintage |
Schedule of finance receivables by annual vintage |  |  |  |  |  |
|  | June 30, |  |  | December 31, |
|  | 2024 |  |  | 2023 |
Annual Vintage Pool |  | (In thousands) |
2014 and prior |  | $ | 137 |  |  | $ | 370 |
2015 |  |  | 721 |  |  |  | 1,788 |
2016 |  |  | 3,270 |  |  |  | 7,673 |
2017 |  |  | 8,586 |  |  |  | 17,722 |
|  | $ | 12,714 |  |  | $ | 27,553 |
Schedule of allowance for finance credit losses |
Schedule of allowance for finance credit losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Six Months Ended |
|  | June 30, |  |  | June 30, |
|  |  | 2024 |  |  |  | 2023 |  |  |  | 2024 |  |  |  | 2023 |
|  |  | (In thousands) |  |  | (In thousands) |
Balance at beginning of period |  | $ | 1,890 |  |  | $ | 14,728 |  |  | $ | 2,869 |  |  | $ | 21,753 |
Provision for credit losses on finance receivables |  |  | (1,950 | ) |  |  | (9,700 | ) |  |  | (3,585 | ) |  |  | (18,700 | )
Charge-offs |  |  | (431 | ) |  |  | (1,897 | ) |  |  | (1,432 | ) |  |  | (4,914 | )
Recoveries |  |  | 1,175 |  |  |  | 2,590 |  |  |  | 2,832 |  |  |  | 7,582 |
Balance at end of period |  | $ | 684 |  |  | $ | 5,721 |  |  | $ | 684 |  |  | $ | 5,721 |
Schedule of gross charge-off |
Schedule of gross charge-off |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Six Months Ended |
|  | June 30, |  |  | June 30, |
|  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |
Annual Vintage Pool |  | (In thousands) |  |  | (In thousands) |
2014 and prior |  | $ | 110 |  |  | $ | 67 |  |  | $ | 180 |  |  | $ | 208 |
2015 |  |  | 69 |  |  |  | 297 |  |  |  | 182 |  |  |  | 741 |
2016 |  |  | 268 |  |  |  | 713 |  |  |  | 645 |  |  |  | 2,034 |
2017 |  |  | 43 |  |  |  | 1,230 |  |  |  | 526 |  |  |  | 2,732 |
Applied against repos in inventory (net) |  |  | (59 | ) |  |  | (410 | ) |  |  | (101 | ) |  |  | (801 | )
|  | $ | 431 |  |  | $ | 1,897 |  |  | $ | 1,432 |  |  | $ | 4,914 |
Schedule of allowance for losses in repossessed inventory |
Schedule of allowance for losses in repossessed inventory |  |  |  |  |  |
|  | June 30, |  |  | December 31, |
|  | 2024 |  |  | 2023 |
|  | (In thousands) |
Gross balance of repossessions in inventory |  | $ | 435 |  |  | $ | 597 |
Allowance for losses on repossessed inventory |  |  | (371 | ) |  |  | (472 | )
Net repossessed inventory included in other assets |  | $ | 64 |  |  | $ | 125 |

X
- References No definition available. + Details
Name: | cpss_AllowanceForLossesOnRepossessedInventoryTableTextBlock
Namespace Prefix: | cpss_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | cpss_DisclosureFinanceReceivablesAbstract
Namespace Prefix: | cpss_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | cpss_ScheduleOfAmortizedCostBasisOfFinanceReceivablesTableTextBlock
Namespace Prefix: | cpss_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | cpss_ScheduleOfChargeOffsOfFinanceReceivablesTableTextBlock
Namespace Prefix: | cpss_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration