XML 32 R22.htm IDEA: XBRL DOCUMENT
v3.24.3

Finance Receivables (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2024
Finance Receivables |
Schedule of delinquency status of finance receivables |
Schedule of delinquency status of finance receivables |  |  |  |  |  |  |  |
|  | September 30, |  |  | December 31, |
|  | 2024 |  |  | 2023 |
|  | (In thousands) |
Delinquency Status |  |  |  |  |  |  |  |
Current |  | $ | 4,687 |  |  | $ | 17,771 |
31-60 days |  |  | 1,900 |  |  |  | 5,626 |
61-90 days |  |  | 1,316 |  |  |  | 3,087 |
91 + days |  |  | 371 |  |  |  | 1,069 |
|  | $ | 8,274 |  |  | $ | 27,553 |
Schedule of finance receivables by annual vintage |
Schedule of finance receivables by annual vintage |  |  |  |  |  |  |  |
|  | September 30, |  |  | December 31, |
|  | 2024 |  |  | 2023 |
|  | (In thousands) |
Annual Vintage Pool |  |  |  |  |  |
2014 and prior |  | $ | 93 |  |  | $ | 370 |
2015 |  |  | 435 |  |  |  | 1,788 |
2016 |  |  | 2,101 |  |  |  | 7,673 |
2017 |  |  | 5,645 |  |  |  | 17,722 |
|  | $ | 8,274 |  |  | $ | 27,553 |
Schedule of allowance for finance credit losses |
Schedule of allowance for finance credit losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Nine Months Ended |
|  | September 30, |  |  | September 30, |
|  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |
|  | (In thousands) |  |  | (In thousands) |
Balance at beginning of period |  | $ | 684 |  |  | $ | 5,721 |  |  | $ | 2,869 |  |  | $ | 21,753 |
Provision for credit losses on finance receivables |  |  | (994 | ) |  |  | (2,000 | ) |  |  | (4,579 | ) |  |  | (20,700 | )
Charge-offs |  |  | (544 | ) |  |  | (1,477 | ) |  |  | (1,976 | ) |  |  | (6,391 | )
Recoveries |  |  | 1,340 |  |  |  | 1,984 |  |  |  | 4,172 |  |  |  | 9,566 |
Balance at end of period |  | $ | 486 |  |  | $ | 4,228 |  |  | $ | 486 |  |  | $ | 4,228 |
Schedule of gross charge-off |
Schedule of gross charge-off |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Nine Months Ended |
|  | September 30, |  |  | September 30, |
|  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |
|  | (In thousands) |  |  | (In thousands) |
Annual Vintage Pool |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
2014 and prior |  | $ | 69 |  |  | $ | 43 |  |  | $ | 249 |  |  | $ | 251 |
2015 |  |  | 60 |  |  |  | 129 |  |  |  | 242 |  |  |  | 870 |
2016 |  |  | 145 |  |  |  | 568 |  |  |  | 790 |  |  |  | 2,602 |
2017 |  |  | 446 |  |  |  | 948 |  |  |  | 972 |  |  |  | 3,548 |
Applied against repos in inventory (net) |  |  | (176 | ) |  |  | (211 | ) |  |  | (277 | ) |  |  | (880 | )
|  | $ | 544 |  |  | $ | 1,477 |  |  | $ | 1,976 |  |  | $ | 6,391 |
Schedule of allowance for losses in repossessed inventory |
Schedule of allowance for losses in repossessed inventory |  |  |  |  |  |  |  |
|  | September 30, |  |  | December 31, |
|  | 2024 |  |  | 2023 |
|  | (In thousands) |
Gross balance of repossessions in inventory |  | $ | 233 |  |  | $ | 597 |
Allowance for losses on repossessed inventory |  |  | (195 | ) |  |  | (472 | )
Net repossessed inventory included in other assets |  | $ | 38 |  |  | $ | 125 |

X
- References No definition available. + Details
Name: | cpss_AllowanceForLossesOnRepossessedInventoryTableTextBlock
Namespace Prefix: | cpss_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | cpss_DisclosureFinanceReceivablesAbstract
Namespace Prefix: | cpss_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | cpss_ScheduleOfAmortizedCostBasisOfFinanceReceivablesTableTextBlock
Namespace Prefix: | cpss_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | cpss_ScheduleOfChargeOffsOfFinanceReceivablesTableTextBlock
Namespace Prefix: | cpss_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration