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Debt (Tables) | 12 Months Ended
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Dec. 31, 2024
Debt Disclosure [Abstract] |
Schedule of debt outstanding |
Schedule of debt outstanding |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  | Amount Outstanding at |
|  |  |  |  |  |  |  | December 31, |  |  | December 31, |
|  |  |  |  |  |  |  | 2024 |  |  | 2023 |
|  |  |  | Subordinate Lender |  |  |  | (In thousands) |
Description |  | Interest Rate |  | Interest Rate |  | Maturity |  |  |  |  |  |
Warehouse line of credit |  | 2.85% over CP yield rate (Minimum 3.60%) 7.52% and 8.58% at December 31, 2024 and December 31 2023, respectively |  | 6.40% over SOFR yield rate (Minimum 7.15%) 11.09% at December 31, 2024 |  | July 2026 |  | $ | 269,602 |  |  | $ | 165,628 |
Warehouse line of credit |  | 4.50% over a commercial paper rate (Minimum 7.50%) 8.90% and 9.63% at December 31 2024, and December 31 2023, respectively |  |  |  | March 2026 |  |  | 145,597 |  |  |  | 68,997 |
Residual interest financing |  | 7.86% |  |  |  | June 2026 |  |  | 50,000 |  |  |  | 50,000 |
Residual interest financing |  | 11.50% |  |  |  | March 2029 |  |  | 50,000 |  |  |  | – |
Subordinated renewable notes |  | Weighted average rate of 9.24% and 8.45% at December 31, 2024 and December 31, 2023, respectively |  |  |  | Weighted average maturity of December 2026 and February 2026 at December 31, 2024 and December 31, 2023, respectively |  |  | 26,489 |  |  |  | 17,188 |
|  |  |  |  |  |  |  | $ | 541,688 |  |  | $ | 301,813 |
Schedule of contractual and expected maturity amounts of our outstanding subordinated renewable |
Schedule of contractual and expected maturity amounts of our outstanding subordinated renewable |  |  |  |
|  | Subordinated |
Contractual maturity |  | renewable |
date |  | notes |
|  |  | (In thousands) |
2025 |  | $ | 8,444 |
2026 |  |  | 5,284 |
2027 |  |  | 6,911 |
2028 |  |  | 4,648 |
2029 |  |  | 88 |
Thereafter |  |  | 1,114 |
Total |  | $ | 26,489 |

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- Definition Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation. + References No definition available. + Details
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- Definition Tabular disclosure of maturity and sinking fund requirement for long-term debt. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 10 -Topic 470 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1 + Details
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