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Finance Receivables (Tables) | 12 Months Ended
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Dec. 31, 2024
Finance Receivables |
Schedule of finance receivables |
Schedule of finance receivables |  |  |  |  |  |  |  |
|  | December 31, |
|  | 2024 |  |  | 2023 |
Finance receivables |  | (In thousands) |
Automobile finance receivables, net of unearned interest |  | $ | 5,420 |  |  | $ | 27,553 |
Unearned acquisition fees, discounts and deferred origination costs, net |  |  | – |  |  |  | – |
Finance receivables |  | $ | 5,420 |  |  | $ | 27,553 |
Schedule of delinquency status of finance receivables |
Schedule of delinquency status of finance receivables |  |  |  |  |  |  |  |
|  | December 31, |
|  | 2024 |  |  | 2023 |
Delinquency Status |  | (In thousands) |
Current |  | $ | 2,994 |  |  | $ | 17,771 |
31-60 days |  |  | 1,184 |  |  |  | 5,626 |
61-90 days |  |  | 971 |  |  |  | 3,087 |
91 + days |  |  | 271 |  |  |  | 1,069 |
|  | $ | 5,420 |  |  | $ | 27,553 |
Schedule of amortized cost basis of finance receivables |
Schedule of amortized cost basis of finance receivables |  |  |  |  |  |  |  |
|  | December 31, |
|  | 2024 |  |  | 2023 |
Annual Vintage Pool |  | (In thousands) |
2015 and prior |  | $ | 294 |  |  | $ | 2,158 |
2016 |  |  | 1,336 |  |  |  | 7,673 |
2017 |  |  | 3,790 |  |  |  | 17,722 |
|  | $ | 5,420 |  |  | $ | 27,553 |
Schedule of allowance for finance credit losses |
Schedule of allowance for finance credit losses |  |  |  |  |  |  |  |  |  |  |  |
|  | December 31, |
|  | 2024 |  |  | 2023 |  |  | 2022 |
|  | (In thousands) |
Balance at beginning of period |  | $ | 2,869 |  |  | $ | 21,753 |  |  | $ | 56,206 |
Provision for credit losses on finance receivables |  |  | (5,307 | ) |  |  | (22,300 | ) |  |  | (28,100 | )
Charge-offs |  |  | (1,846 | ) |  |  | (8,064 | ) |  |  | (18,319 | )
Recoveries |  |  | 4,717 |  |  |  | 11,480 |  |  |  | 11,966 |
Balance at end of period |  | $ | 433 |  |  | $ | 2,869 |  |  | $ | 21,753 |
Schedule of charge-offs for financed receivables |
Schedule of charge-offs for financed receivables |  |  |  |  |  |  |  |  |  |  |  |
|  | December 31, |
|  | 2024 |  |  | 2023 |  |  | 2022 |
Annual Vintage Pool |  | (In thousands) |
2014 and prior |  | $ | 353 |  |  | $ | 325 |  |  | $ | 963 |
2015 |  |  | 285 |  |  |  | 1,031 |  |  |  | 3,047 |
2016 |  |  | 703 |  |  |  | 3,266 |  |  |  | 6,586 |
2017 |  |  | 976 |  |  |  | 4,294 |  |  |  | 8,271 |
Applied against repos in inventory (net) |  |  | (471 | ) |  |  | (852 | ) |  |  | (548 | )
|  | $ | 1,846 |  |  | $ | 8,064 |  |  | $ | 18,319 |

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