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Interest Income and Interest Expense

12 Months Ended

Dec. 31, 2024

Interest Income And Interest Expense

Interest Income and Interest Expense

(8) Interest Income and Interest Expense

The following table presents the components of interest income:

Schedule of interest income
		Year Ended December 31,
		2024				2023				2022
		(In thousands)
Interest on finance receivables		$	6,948			$	15,567			$	35,091
Interest on finance receivables at fair value			350,729				307,543				268,621
Other interest income			6,285				6,109				1,525
Interest income		$	363,962			$	329,219			$	305,237

The following table presents the components of interest expense:

Schedule of interest expense
		Year Ended December 31,
		2024				2023				2022
		(In thousands)
Securitization trust debt		$	161,014			$	121,409			$	70,627
Warehouse lines of credit			19,292				19,192				10,310
Residual interest financing			8,702				4,199				4,243
Subordinated renewable notes			2,249				1,831				2,344
Interest expense		$	191,257			$	146,631			$	87,524

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- Definition

The entire disclosure for interest income and interest expense for enterprises that derive a significant portion of their revenue from interest collected on investments, loans, and securities.

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