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Interest Income and Interest Expense (Details - Interest expense) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Debt Instrument [Line Items]      
Interest expense $ 191,257 $ 146,631 $ 87,524
Securitization Trust Debt [Member]      
Debt Instrument [Line Items]      
Interest expense 161,014 121,409 70,627
Warehouse Lines Of Credit [Member]      
Debt Instrument [Line Items]      
Interest expense 19,292 19,192 10,310
Residual Interest Financing [Member]      
Debt Instrument [Line Items]      
Interest expense 8,702 4,199 4,243
Subordinated Renewable Notes [Member]      
Debt Instrument [Line Items]      
Interest expense $ 2,249 $ 1,831 $ 2,344