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Interest Income and Interest Expense | 6 Months Ended
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Jun. 30, 2025
Interest Income And Interest Expense |
Interest Income and Interest Expense | (5) Interest Income and Interest Expense The following table presents the components of interest income:
Schedule of interest income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Six Months Ended |
|  | June 30, |  |  | June 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
|  | (In thousands) |  |  | (In thousands) |
Interest on finance receivables at fair value |  | $ | 103,027 |  |  | $ | 85,099 |  |  | $ | 202,594 |  |  | $ | 165,604 |
Interest on finance receivables |  |  | 934 |  |  |  | 1,782 |  |  |  | 2,105 |  |  |  | 4,119 |
Other interest income |  |  | 1,401 |  |  |  | 1,486 |  |  |  | 2,596 |  |  |  | 2,932 |
Interest income |  | $ | 105,362 |  |  | $ | 88,367 |  |  | $ | 207,295 |  |  | $ | 172,655 |
The following table presents the components of interest expense:
Schedule of interest expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Six Months Ended |
|  | June 30, |  |  | June 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
|  | (In thousands) |  |  | (In thousands) |
Securitization trust debt |  | $ | 45,557 |  |  | $ | 37,928 |  |  | $ | 90,602 |  |  | $ | 73,860 |
Warehouse lines of credit |  |  | 8,216 |  |  |  | 5,702 |  |  |  | 14,729 |  |  |  | 10,022 |
Residual interest financing |  |  | 4,247 |  |  |  | 2,538 |  |  |  | 6,962 |  |  |  | 3,748 |
Subordinated renewable notes |  |  | 684 |  |  |  | 542 |  |  |  | 1,329 |  |  |  | 1,048 |
Interest expense |  | $ | 58,704 |  |  | $ | 46,710 |  |  | $ | 113,622 |  |  | $ | 88,678 |

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