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Interest Income and Interest Expense

6 Months Ended

Jun. 30, 2025

Interest Income And Interest Expense

Interest Income and Interest Expense

(5) Interest Income and Interest Expense

The following table presents the components of interest income: 

Schedule of interest income
		Three Months Ended								Six Months Ended
		June 30,								June 30,
		2025				2024				2025				2024
		(In thousands)								(In thousands)
Interest on finance receivables at fair value		$	103,027			$	85,099			$	202,594			$	165,604
Interest on finance receivables			934				1,782				2,105				4,119
Other interest income			1,401				1,486				2,596				2,932
Interest income		$	105,362			$	88,367			$	207,295			$	172,655

The following table presents the components of interest expense: 

Schedule of interest expense
		Three Months Ended								Six Months Ended
		June 30,								June 30,
		2025				2024				2025				2024
		(In thousands)								(In thousands)
Securitization trust debt		$	45,557			$	37,928			$	90,602			$	73,860
Warehouse lines of credit			8,216				5,702				14,729				10,022
Residual interest financing			4,247				2,538				6,962				3,748
Subordinated renewable notes			684				542				1,329				1,048
Interest expense		$	58,704			$	46,710			$	113,622			$	88,678

X

- References

No definition available.

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- Definition

The entire disclosure for interest income and interest expense for enterprises that derive a significant portion of their revenue from interest collected on investments, loans, and securities.

+ References

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-Topic 942
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