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v3.25.3

Debt (Tables) | 9 Months Ended
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Sep. 30, 2025
Debt Disclosure [Abstract] |
Schedule of debt outstanding |
Schedule of debt outstanding |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  | Amount Outstanding at |
|  |  |  |  |  |  |  | September 30, |  |  | December 31, |
|  |  |  |  |  |  |  | 2025 |  |  | 2024 |
|  |  |  |  |  |  |  | (In thousands) |
Description |  | Interest Rate |  | Subordinate Lender Interest Rate |  | Maturity |  |  |  |  |  |
Warehouse lines of credit |  | 2.85% over CP yield rate (Minimum 3.75%) 7.18% and 7.52% at September 30, 2025 and December 31 2024, respectively |  | 6.40% over SOFR yield rate (Minimum 7.15%) 10.78% and 11.09% at September 30, 2025 and December 31, 2024, respectively |  | July 2026 |  | $ | 291,217 |  |  | $ | 269,602 |
Warehouse lines of credit |  | 4.50% over a commercial paper rate (Minimum 7.50%) 8.65% and 8.90% at September 30 2025, and December 31 2024, respectively |  |  |  | March 2026 |  |  | 51,685 |  |  |  | 145,597 |
Residual interest financing |  | 7.86% |  |  |  | June 2026 |  |  | 36,490 |  |  |  | 50,000 |
Residual interest financing |  | 11.50% |  |  |  | March 2029 |  |  | 49,988 |  |  |  | 50,000 |
Residual interest financing |  | 11.00% |  |  |  | June 2032 |  |  | 64,632 |  |  |  | – |
Subordinated renewable notes |  | Weighted average rate of 8.99% and 9.24% at September 30, 2025 and December 31, 2024, respectively |  |  |  | Weighted average maturity of October 2027 and December 2026 at September 30, 2025 and December 31, 2024, respectively |  |  | 28,589 |  |  |  | 26,489 |
|  |  |  |  |  |  |  | $ | 522,601 |  |  | $ | 541,688 |

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- Definition Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation. + References No definition available. + Details
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