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Interest Income and Interest Expense | 9 Months Ended
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Sep. 30, 2025
Interest Income And Interest Expense |
Interest Income and Interest Expense | (5) Interest Income and Interest Expense The following table presents the components of interest income:
Schedule of interest income |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Nine Months Ended |
|  | September 30, |  |  | September 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
|  | (In thousands) |  |  | (In thousands) |
Interest on finance receivables at fair value |  | $ | 104,890 |  |  | $ | 89,942 |  |  | $ | 307,484 |  |  | $ | 255,546 |
Interest on finance receivables |  |  | 844 |  |  |  | 1,516 |  |  |  | 2,949 |  |  |  | 5,634 |
Other interest income |  |  | 1,432 |  |  |  | 1,700 |  |  |  | 4,029 |  |  |  | 4,632 |
Interest income |  | $ | 107,166 |  |  | $ | 93,158 |  |  | $ | 314,462 |  |  | $ | 265,812 |
The following table presents the components of interest expense:
Schedule of interest expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Three Months Ended |  |  | Nine Months Ended |
|  | September 30, |  |  | September 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
|  | (In thousands) |  |  | (In thousands) |
Securitization trust debt |  | $ | 47,581 |  |  | $ | 42,998 |  |  | $ | 138,182 |  |  | $ | 116,859 |
Warehouse lines of credit |  |  | 6,710 |  |  |  | 4,000 |  |  |  | 21,439 |  |  |  | 14,022 |
Residual interest financing |  |  | 4,085 |  |  |  | 2,477 |  |  |  | 11,048 |  |  |  | 6,225 |
Subordinated renewable notes |  |  | 722 |  |  |  | 581 |  |  |  | 2,051 |  |  |  | 1,629 |
Interest expense |  | $ | 59,098 |  |  | $ | 50,056 |  |  | $ | 172,720 |  |  | $ | 138,735 |

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