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Interest Income and Interest Expense

9 Months Ended

Sep. 30, 2025

Interest Income And Interest Expense

Interest Income and Interest Expense

(5) Interest Income and Interest Expense

The following table presents the components of interest income:

Schedule of interest income
		Three Months Ended								Nine Months Ended
		September 30,								September 30,
		2025				2024				2025				2024
		(In thousands)								(In thousands)
Interest on finance receivables at fair value		$	104,890			$	89,942			$	307,484			$	255,546
Interest on finance receivables			844				1,516				2,949				5,634
Other interest income			1,432				1,700				4,029				4,632
Interest income		$	107,166			$	93,158			$	314,462			$	265,812

The following table presents the components of interest expense:

Schedule of interest expense
		Three Months Ended								Nine Months Ended
		September 30,								September 30,
		2025				2024				2025				2024
		(In thousands)								(In thousands)
Securitization trust debt		$	47,581			$	42,998			$	138,182			$	116,859
Warehouse lines of credit			6,710				4,000				21,439				14,022
Residual interest financing			4,085				2,477				11,048				6,225
Subordinated renewable notes			722				581				2,051				1,629
Interest expense		$	59,098			$	50,056			$	172,720			$	138,735

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- References

No definition available.

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- Definition

The entire disclosure for interest income and interest expense for enterprises that derive a significant portion of their revenue from interest collected on investments, loans, and securities.

+ References

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