UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and cash equivalents	$ 9,388	$ 11,713
Restricted cash and equivalents	142,506	125,684
Finance receivables measured at fair value	3,624,941	3,313,767
Finance receivables, net	977	4,987
Furniture and equipment, net	882	943
Other assets	31,082	36,774
Total assets	3,809,776	3,493,868
Liabilities
Accounts payable and accrued expenses	67,037	70,151
Warehouse lines of credit	340,645	410,898
Residual interest financing	149,501	99,176
Securitization trust debt	2,916,439	2,594,384
Subordinated renewable notes	28,589	26,489
Total liabilities	3,502,211	3,201,098
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Common stock, no par value; authorized 75,000,000 shares; 22,143,708 and 21,432,698 shares issued and outstanding at September 30, 2025 and December 31, 2024, respectively	26,171	25,720
Retained earnings	281,404	267,060
Accumulated other comprehensive loss	(10)	(10)
Total shareholders' equity	307,565	292,770
Total liabilities and shareholders' equity	3,809,776	3,493,868
Preferred Stock [Member]
Shareholders' Equity
Preferred stock, value	0	0
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, value	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock, value	$ 0	$ 0

No definition available.

Name:	cpss_ResidualInterestFinancing
Namespace Prefix:	cpss_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Sum of the carrying values as of the balance sheet date of obligations incurred through that date and due within one year (or the operating cycle, if longer), including liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received, taxes, interest, rent and utilities, accrued salaries and bonuses, payroll taxes and fringe benefits.