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Interest Income and Interest Expense (Details - Interest expense) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Debt Instrument [Line Items]        
Interest expense $ 59,098 $ 50,056 $ 172,720 $ 138,735
Securitization Trust Debt [Member]        
Debt Instrument [Line Items]        
Interest expense 47,581 42,998 138,182 116,859
Warehouse Lines Of Credit [Member]        
Debt Instrument [Line Items]        
Interest expense 6,710 4,000 21,439 14,022
Residual Interest Financing [Member]        
Debt Instrument [Line Items]        
Interest expense 4,085 2,477 11,048 6,225
Subordinated Renewable Notes [Member]        
Debt Instrument [Line Items]        
Interest expense $ 722 $ 581 $ 2,051 $ 1,629