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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
OPERATING ACTIVITIES    
Net Income $ 5,858 $ 6,847
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities    
Net Accretion on Securities (78) (403)
Depreciation and Amortization 894 1,400
Loss on Securities 69 197
Gain on Purchased Tax Credits (7) (25)
Income from Bank-Owned Life Insurance (297) (295)
Gain on Bank-Owned Life Insurance Death Benefit Claims 0 (915)
Proceeds From Mortgage Loans Sold 3,856 1,631
Originations of Mortgage Loans for Sale (3,822) (2,233)
Gain on Sale of Loans (49) (30)
Gain on Sale of Other Real Estate Owned and Repossessed Assets 0 30
Noncash Expense for Stock-Based Compensation 416 376
Increase in Accrued Interest Receivable (233) (568)
Gain on Disposal of Premises and Equipment 0 (274)
Increase (Decrease) in Deferred Income Tax 843 (522)
Increase (Decrease) in Taxes Payable 780 (2,557)
(Decrease) Increase in Accrued Interest Payable (779) 983
Other, Net 740 (1,475)
NET CASH PROVIDED BY OPERATING ACTIVITIES 8,159 2,094
Investment Securities Available for Sale:    
Proceeds From Principal Repayments and Maturities 19,659 6,784
Purchases of Securities (22,637) (62,669)
Proceeds from Sale of Securities 1,680 0
Net (Increase) Decrease in Loans (8,968) 46,295
Purchase of Premises and Equipment (358) (2,189)
Proceeds from Disposal of Premises and Equipment 0 988
Proceeds From a Claim on Bank-Owned Life Insurance 0 2,678
Investment in Low Income Housing Tax Credit (354) 0
Proceeds From Sale of Other Real Estate Owned 0 132
Decrease in Restricted Equity Securities 47 226
NET CASH USED IN INVESTING ACTIVITIES (10,931) (7,755)
FINANCING ACTIVITIES    
Net Increase in Deposits 25,915 82,609
Principal Payments on Other Borrowed Funds (20,000) 0
Proceeds From Other Borrowed Funds 20,000 0
Cash Dividends Paid (2,536) (2,566)
Treasury Stock, Purchases at Cost (6,819) (5)
Exercise of Stock Options 1,146 0
NET CASH PROVIDED BY FINANCING ACTIVITIES 17,706 80,038
INCREASE IN CASH AND CASH EQUIVALENTS 14,934 74,377
CASH AND DUE FROM BANKS AT BEGINNING OF YEAR 49,572 68,223
CASH AND DUE FROM BANKS AT END OF PERIOD 64,506 142,600
Cash Paid For:    
Interest on Deposits and Borrowings (Including Interest Credited to Deposits of $12,605 and $12,070, Respectively) 13,537 12,881
Income Taxes 1,150 4,222
SUPPLEMENTAL NONCASH DISCLOSURE:    
Transfer of Loans from Loans Held for Sale to Portfolio 403 0
Other Real Estate Acquired in Settlement of Loans 158 151
Securities Purchased Not Settled 0 7,556
Syndicated Loans Purchased and Sold Not Settled, net 9,000 14,672
Right of Use Asset Recognized 0 1,452
Lease Liability Recognized 0 1,452
Unfunded Commitment in Low Income Housing Tax Credit 4,641 0
Loans    
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities    
Recovery/Provision for Credit Losses (68) (130)
Unfunded Commitments    
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities    
Recovery/Provision for Credit Losses $ 36 $ 57