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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
OPERATING ACTIVITIES    
Net Income $ 164 $ 10,065
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities    
Net Accretion on Securities (165) (564)
Depreciation and Amortization 1,349 1,973
Net Loss on Sale of Equity Securities 11,757 0
Net Loss on Sale of Equity Securities 13 0
Net Unrealized Loss (Gain) Recognized on Equity Securities 51 (49)
Gain on Purchased Tax Credits (11) (37)
Income from Bank-Owned Life Insurance (451) (442)
Gain on Bank-Owned Life Insurance Death Benefit Claims 0 (915)
Proceeds From Mortgage Loans Sold 5,229 3,696
Originations of Mortgage Loans for Sale (4,740) (4,075)
Net Gain on Sale of Loans (99) (49)
Loss on Sale of Other Real Estate Owned and Repossessed Assets 0 30
Noncash Expense for Stock-Based Compensation 610 591
Increase in Accrued Interest Receivable (753) (1,160)
Net Gain on Disposal of Premises and Equipment 0 (274)
Increase in Deferred Income Tax 3,508 1,035
Decrease in Taxes Payable (448) (4,314)
(Decrease) Increase in Accrued Interest Payable (527) 1,364
Other, Net (2,934) (1,600)
Net Cash Provided by Operating Activities 12,780 5,161
Investment Securities Available for Sale:    
Proceeds From Principal Repayments and Maturities 28,583 10,722
Purchases of Securities (149,336) (70,224)
Proceeds from Sale of Debt Securities 117,833 0
Proceeds from Sale of Equity Securities 1,680 0
Net (Increase) Decrease in Loans (46,443) 50,551
Purchase of Premises and Equipment (462) (3,045)
Proceeds from Disposal of Premises and Equipment 0 988
Proceeds From a Claim on Bank-Owned Life Insurance 0 2,678
Investment in Low Income Housing Tax Credit (354) (604)
Proceeds From Sale of Other Real Estate Owned 0 132
Purchase of Restricted Equity Securities (4,880) 0
Redemption of Restricted Equity Securities 4,928 269
Net Cash Used in Investing Activities (48,451) (8,533)
FINANCING ACTIVITIES    
Net Increase in Deposits 50,903 86,661
Principal Payments on Other Borrowed Funds (20,000) 0
Proceeds From Other Borrowed Funds 20,000 0
Cash Dividends Paid (3,832) (3,850)
Treasury Stock, Purchases at Cost (6,826) (331)
Exercise of Stock Options 1,744 (6)
Net Cash Provided by Financing Activities 41,989 82,474
Increase in Cash and Due from Banks 6,318 79,102
CASH AND DUE FROM BANKS AT BEGINNING OF YEAR 49,572 68,223
CASH AND DUE FROM BANKS AT END OF PERIOD 55,890 147,325
Cash Paid For:    
Interest on Deposits and Borrowings (Including Interest Credited to Deposits of $18,307 and $19,726, Respectively) 19,525 20,799
Income Taxes 1,173 6,372
SUPPLEMENTAL NONCASH DISCLOSURE:    
Transfer of Loans from Loans Held for Sale to Portfolio 403 0
Other Real Estate Acquired in Settlement of Loans 158 150
Securities Purchased Not Settled 4,013 0
Syndicated Loans Purchased and Sold Not Settled, net 4,000 6,000
Right of Use Asset Recognized 0 1,419
Unfunded Commitment in Low Income Housing Tax Credit 4,641 5,396
Loans    
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities    
Recovery/Provision for Credit Losses 269 (105)
Unfunded Commitments    
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities    
Recovery/Provision for Credit Losses $ (42) $ (9)