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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest Income:        
Loans, including fees $ 6,187 $ 5,545 $ 17,602 $ 16,565
Investment securities – AFS – taxable 227 157 688 495
Interest on deposits in FRB 63 88 210 223
Interest on deposits in other banks 2 2 5 6
Total interest income 6,479 5,792 18,505 17,289
Interest Expense:        
Interest on deposits 291 301 812 1,043
Interest on other borrowings 59 64 183 217
Total interest expense 350 365 995 1,260
Net Interest Income Before Provision for Credit Losses 6,129 5,427 17,510 16,029
Provision (Recovery) for Credit Losses 39 (1,150) (101) (1,120)
Net Interest Income 6,090 6,577 17,611 17,149
Noninterest Income:        
Customer service fees 957 873 2,639 2,554
Increase in cash surrender value of bank-owned life insurance 129 140 384 417
Gain (loss) on fair value of financial liability 95 141 (34) (519)
Gain on sale of investment in limited partnership 0 0 691 0
Gain on sale of fixed asset 0 0 25 0
Other 130 259 428 586
Total noninterest income 1,311 1,413 4,133 3,038
Noninterest Expense:        
Salaries and employee benefits 2,303 2,210 7,108 6,684
Occupancy expense 966 905 2,795 2,693
Data processing 32 33 101 126
Professional fees 452 316 959 1,136
Regulatory assessments 228 334 700 1,032
Director fees 59 58 176 175
Amortization of intangibles 0 47 62 140
Correspondent bank service charges 30 72 89 229
(Gain) loss on California tax credit partnership (62) 86 (15) 151
Net cost (gain) on operation and sale of OREO 116 182 480 (1,036)
Other 493 711 1,700 1,851
Total noninterest expense 4,617 4,954 14,155 13,181
Income Before Provision for Taxes 2,784 3,036 7,589 7,006
Provision for Taxes on Income 1,081 1,184 2,930 2,683
Net Income $ 1,703 $ 1,852 $ 4,659 $ 4,323
Net Income per common share        
Basic (in dollars per share) $ 0.11 $ 0.12 $ 0.31 $ 0.28
Diluted (in dollars per share) $ 0.11 $ 0.12 $ 0.31 $ 0.28
Shares on which net income per common shares were based        
Basic (in shares) 15,262,501 15,248,221 15,253,192 15,245,874
Diluted (in shares) 15,267,808 15,248,426 15,260,748 15,247,149