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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest Income:        
Interest and fees on loans $ 9,163 $ 7,693 $ 25,942 $ 24,040
Interest on investment securities 650 343 1,691 1,127
Interest on deposits in FRB 64 62 168 667
Total interest income 9,877 8,098 27,801 25,834
Interest Expense:        
Interest on deposits 496 451 1,391 1,562
Interest on other borrowed funds 44 49 136 229
Total interest expense 540 500 1,527 1,791
Net Interest Income 9,337 7,598 26,274 24,043
Provision for Credit Losses 453 4 1,654 2,138
Net Interest Income after Provision for Credit Losses 8,884 7,594 24,620 21,905
Noninterest Income:        
Customer service fees 745 668 2,094 2,014
Increase in cash surrender value of bank-owned life insurance 139 124 408 382
Unrealized (loss) gain on fair value of marketable equity securities (14) 4 (75) 89
Gain on proceeds from bank-owned life insurance 0 0 0 310
(Loss) gain on fair value of junior subordinated debentures (35) (18) (691) 1,451
Loss (gain) on sale of assets (5) 0 8 0
Other 100 133 349 460
Total noninterest income 930 911 2,093 4,706
Noninterest Expense:        
Salaries and employee benefits 2,888 2,722 8,804 8,131
Occupancy expense 1,013 887 2,705 2,609
Data processing 147 139 382 386
Professional fees 833 854 2,524 2,399
Regulatory assessments 258 121 547 283
Director fees 91 94 275 282
Correspondent bank service charges 22 19 65 52
Net cost on operation and sale of OREO 24 35 67 968
Other 888 469 1,964 1,663
Total noninterest expense 6,164 5,340 17,333 16,773
Income Before Provision for Taxes 3,650 3,165 9,380 9,838
Provision for Taxes on Income 1,039 894 2,653 2,800
Net Income $ 2,611 $ 2,271 $ 6,727 $ 7,038
Net Income per common share        
Basic (in dollars per share) $ 0.15 $ 0.13 $ 0.40 $ 0.41
Diluted (in dollars per share) $ 0.15 $ 0.13 $ 0.40 $ 0.41
Shares on which net income per common shares were based        
Basic (in shares) 17,010,288 16,977,239 17,010,236 16,975,648
Diluted (in shares) 17,035,533 17,000,501 17,027,671 16,993,180