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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Cash Flows From Operating Activities:    
Net Income $ 6,727 $ 7,038
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for credit losses 1,654 2,138
Depreciation and amortization 1,058 1,044
Amortization of operating lease right-of-use assets (115) (446)
Amortization of premium/discount on investment securities, net 729 806
Increase in accrued interest receivable (82) (1,891)
Decrease in accrued interest payable (2) (23)
Increase (decrease) in accounts payable and accrued liabilities 559 (261)
(Increase) decrease in unearned fees and unamortized loan origination costs, net (2,241) 218
Increase in income taxes receivable (173) (9)
Unrealized loss (gain) on marketable equity securities 75 (89)
Stock-based compensation expense 151 316
(Provision) benefit for deferred income taxes (110) 199
Loss on sale of other real estate owned 1 113
Write down on other real estate owned 0 727
Gain on bank owned life insurance 0 (310)
Increase in cash surrender value of bank-owned life insurance (408) (382)
Loss (gain) on fair value option of junior subordinated debentures 691 (1,451)
Net decrease in other assets 367 1,629
Net cash provided by operating activities 8,881 9,366
Cash Flows From Investing Activities:    
Purchase of correspondent bank stock (8) (45)
Purchases of available-for-sale securities (99,788) (29,016)
Principal payments of available-for-sale securities 19,363 17,766
Net increase in loans (153,558) (65,446)
Cash proceeds from sales of other real estate owned 251 895
Investment in limited partnership (248) (201)
Proceeds from Bank Owned Life Insurance 0 1,243
Purchase of bank-owned life insurance (920) 0
Capital expenditures of premises and equipment (1,061) (1,043)
Net cash used in investing activities (235,969) (75,847)
Cash Flows From Financing Activities:    
Net increase in demand deposits and savings accounts 189,191 178,239
Net increase (decrease) in time deposits 8,873 (1,819)
Dividends on common stock (5,617) (5,602)
Net cash provided by financing activities 192,447 170,818
Net (decrease) increase in cash and cash equivalents (34,641) 104,337
Cash and cash equivalents at beginning of period 294,069 218,995
Cash and cash equivalents at end of period $ 259,428 $ 323,332