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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Cash Flows From Operating Activities:    
Net Income $ 14,783 $ 19,796
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for credit losses 2,963 1,460
Depreciation and amortization 1,469 1,459
Amortization of operating lease right-of-use assets 646 646
Amortization of premium/discount on investment securities, net 417 499
Operating lease payments (650) (656)
(Increase) decrease in accrued interest receivable (176) 561
Increase in accrued interest payable 4 45
Decrease (increase) in unearned fees and unamortized loan origination costs, net 483 (295)
Decrease (increase) in income taxes receivable 1,272 (1,755)
Stock-based compensation expense and tax benefit 692 478
Benefit for deferred income taxes (472) (297)
(Decrease) increase in accounts payable and accrued liabilities (368) 727
Loss (gain) on marketable equity securities 28 (39)
Loss (gain) on fair value option of junior subordinated debentures 614 (274)
Gain on proceeds from bank-owned life insurance (573) (907)
Increase in cash surrender value of bank-owned life insurance (551) (557)
Gain on sale of assets (11) 0
Net decrease (increase) in other assets (935) 485
Net cash provided by operating activities 19,635 21,376
Cash Flows From Investing Activities:    
Purchases of FHLB stock, FRB stock, and other securities (16) (1,438)
Maturities and calls on available-for-sale securities 15,609 17,600
Principal payments on available-for-sale securities 8,611 12,121
Net (increase) decrease in loans (11,534)  
Net (increase) decrease in loans   58,085
Proceeds from bank-owned life insurance 2,397 2,402
Capital expenditures of premises and equipment (1,039) (787)
Investment in limited partnerships (1,075) (400)
Net cash provided by investing activities 12,953 87,583
Cash Flows From Financing Activities:    
Increase (decrease) in demand deposit and savings accounts 46,638 (174,805)
Net increase in time deposits 6,508 13,799
Net (decrease) increase is short-term borrowings (62,000) 62,000
Proceeds from exercise of stock options 0 106
Dividends on common stock (8,307) (7,870)
Net cash used in financing activities (17,161) (106,770)
Net increase in cash and cash equivalents 15,427 2,189
Cash and cash equivalents at beginning of year 40,784 38,595
Cash and cash equivalents at end of year $ 56,211 $ 40,784