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Consolidated Statements of Earnings (Unaudited) (USD $)
In Thousands, except Per Share data
 3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Interest income:        
Interest and fees on loans $ 9,159 $ 10,162 $ 18,774 $ 20,253
Interest on investment securities:        
U.S. Government sponsored enterprises 1,413 1,196 2,494 2,601
States and political subdivisions 790 460 1,595 862
Other 60 61 116 93
Total interest income 11,422 11,879 22,979 23,809
Interest expense:        
NOW, MMDA & savings deposits 601 911 1,319 1,777
Time deposits 1,277 1,746 2,681 3,622
FHLB borrowings 753 813 1,497 1,702
Junior subordinated debentures 101 101 200 198
Other 77 111 156 208
Total interest expense 2,809 3,682 5,853 7,507
Net interest income 8,613 8,197 17,126 16,302
Provision for loan losses 3,368 3,179 6,318 5,561
Net interest income after provision for loan losses 5,245 5,018 10,808 10,741
Non-interest income:        
Service charges 1,316 1,441 2,572 2,760
Other service charges and fees 528 559 1,109 1,161
Other than temporary impairment losses 0 (100) 0 (100)
Gain on sale of securities 181 246 1,256 268
Mortgage banking income 218 91 405 247
Insurance and brokerage commissions 121 93 229 191
Miscellaneous 372 800 738 1,213
Total non-interest income 2,736 3,130 6,309 5,740
Non-interest expense:        
Salaries and employee benefits 3,673 3,433 7,340 6,953
Occupancy 1,331 1,301 2,696 2,652
Other 2,404 2,323 4,742 4,641
Total non-interest expense 7,408 7,057 14,778 14,246
Earnings before income taxes 573 1,091 2,339 2,235
Income tax (benefit) expense (56) 227 349 496
Net earnings 629 864 1,990 1,739
Dividends and accretion on preferred stock 348 349 697 697
Net earnings available to common shareholders $ 281 $ 515 $ 1,293 $ 1,042
Basic net earnings per common share $ 0.05 $ 0.09 $ 0.23 $ 0.19
Diluted net earnings per common share $ 0.05 $ 0.09 $ 0.23 $ 0.19
Cash dividends declared per common share $ 0.02 $ 0.02 $ 0.04 $ 0.04