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Consolidated Statements of Earnings (Unaudited) (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest income:    
Interest and fees on loans$ 8,921$ 9,983$ 27,695$ 30,236
Interest on investment securities:    
U.S. Government sponsored enterprises1,5041,3653,9983,966
States and political subdivisions7925862,3871,448
Other7461190154
Total interest income11,29111,99534,27035,804
Interest expense:    
NOW, MMDA & savings deposits5178661,8362,643
Time deposits1,2211,6373,9015,259
FHLB borrowings7618032,2582,505
Junior subordinated debentures100112300310
Other7498231306
Total interest expense2,6733,5168,52611,023
Net interest income8,6188,47925,74424,781
Provision for loan losses3,3784,6569,69610,217
Net interest income after provision for loan losses5,2403,82316,04814,564
Non-interest income:    
Service charges1,2731,4353,8454,195
Other service charges and fees4935231,6031,684
Other than temporary impairment losses0(100)0(100)
Gain on sale of securities1,2391,6232,4951,791
Mortgage banking income127125531372
Insurance and brokerage commissions12184350275
Miscellaneous4691671,2071,380
Total non-interest income3,7223,85710,0319,597
Non-interest expense:    
Salaries and employee benefits3,4893,51110,82910,464
Occupancy1,3341,3344,0303,986
Other2,3412,3377,0836,978
Total non-interest expense7,1647,18221,94221,428
Earnings before income taxes1,7984984,1372,733
Income tax expense (benefit)406(42)755454
Net earnings1,3925403,3822,279
Dividends and accretion on preferred stock3483481,0451,045
Net earnings available to common shareholders$ 1,044$ 192$ 2,337$ 1,234
Basic net earnings per common share$ 0.19$ 0.03$ 0.42$ 0.22
Diluted net earnings per common share$ 0.19$ 0.03$ 0.42$ 0.22
Cash dividends declared per common share$ 0.02$ 0.02$ 0.04$ 0.06