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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
Assets    
Cash and due from banks, including reserve requirements of $9,601 and $8,492 $ 23,944 $ 22,532
Interest bearing deposits 24,160 6,704
Cash and cash equivalents 48,104 29,236
Investment securities available for sale 299,303 321,388
Other investments 6,205 5,712
Total securities 305,508 327,100
Mortgage loans held for sale 6,256 5,146
Loans 658,343 670,497
Less allowance for loan losses (16,612) (16,604)
Net loans 641,731 653,893
Premises and equipment, net 16,629 16,896
Cash surrender value of life insurance 12,937 12,835
Other real estate 8,020 7,576
Accrued interest receivable and other assets 14,142 14,381
Total assets 1,053,327 1,067,063
Deposits:    
Non-interest bearing demand 149,628 136,878
NOW, MMDA & savings 355,688 366,133
Time, $100,000 or more 176,428 193,045
Other time 126,055 131,055
Total deposits 807,799 827,111
Securities sold under agreements to repurchase 43,479 39,600
FHLB borrowings 70,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 7,024 6,706
Total liabilities 948,921 964,036
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 25,054 shares in 2012 and 2011 24,793 24,758
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,544,160 shares in 2012 and 2011 48,298 48,298
Retained earnings 27,817 26,895
Accumulated other comprehensive income 3,498 3,076
Total shareholders' equity 104,406 103,027
Total liabilities and shareholders' equity $ 1,053,327 $ 1,067,063