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Consolidated Statements of Earnings (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest income:    
Interest and fees on loans $ 8,425 $ 9,614
Interest on investment securities:    
U.S. Government sponsored enterprises, including mortgage-backed securities 1,070 1,082
State and political subdivisions 800 805
Other 67 57
Total interest income 10,362 11,558
Interest expense:    
NOW, MMDA & savings deposits 344 717
Time deposits 1,032 1,404
FHLB borrowings 690 744
Junior subordinated debentures 113 100
Other 39 79
Total interest expense 2,218 3,044
Net interest income 8,144 8,514
Provision for loan losses 2,049 2,950
Net interest income after provision for loan losses 6,095 5,564
Non-interest income:    
Service charges 1,188 1,255
Other service charges and fees 599 582
Gain on sale of securities 527 1,075
Mortgage banking income 226 187
Insurance and brokerage commissions 135 108
Loss on sale and write-down of other real estate (189) (250)
Miscellaneous 894 645
Total non-interest income 3,380 3,602
Non-interest expense:    
Salaries and employee benefits 3,841 3,667
Occupancy 1,301 1,365
Other 2,129 2,368
Total non-interest expense 7,271 7,400
Earnings before income taxes 2,204 1,766
Income tax expense 545 405
Net earnings 1,659 1,361
Dividends and accretion of preferred stock 348 348
Net earnings available to common shareholders $ 1,311 $ 1,013
Basic net earnings per common share (in dollars per share) $ 0.24 $ 0.18
Diluted net earnings per common share (in dollars per share) $ 0.24 $ 0.18
Cash dividends declared per common share (in dollars per share) $ 0.07 $ 0.02