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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Assets    
Cash and due from banks, including reserve requirements of $9,601 and $8,492 $ 25,350 $ 22,532
Interest bearing deposits 44,127 6,704
Cash and cash equivalents 69,477 29,236
Investment securities available for sale 280,735 321,388
Other investments 5,734 5,712
Total securities 286,469 327,100
Mortgage loans held for sale 3,753 5,146
Loans 642,815 670,497
Less allowance for loan losses (16,640) (16,604)
Net loans 626,175 653,893
Premises and equipment, net 16,342 16,896
Cash surrender value of life insurance 13,040 12,835
Other real estate 6,505 7,576
Accrued interest receivable and other assets 13,328 14,381
Total assets 1,035,089 1,067,063
Deposits:    
Non-interest bearing demand 147,825 136,878
NOW, MMDA & savings 353,076 366,133
Time, $100,000 or more 156,974 193,045
Other time 122,671 131,055
Total deposits 780,546 827,111
Securities sold under agreements to repurchase 50,510 39,600
FHLB borrowings 70,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 18,574 6,706
Total liabilities 940,249 964,036
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 12,524 shares in 2012 and 25,054 shares in 2011 12,298 24,758
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,544,160 shares in 2012 and 2011 48,298 48,298
Retained earnings 29,617 26,895
Accumulated other comprehensive income 4,627 3,076
Total shareholders' equity 94,840 103,027
Total liabilities and shareholders' equity $ 1,035,089 $ 1,067,063