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Consolidated Statements of Earnings (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest income:        
Interest and fees on loans $ 8,227 $ 9,159 $ 16,652 $ 18,774
Interest on due from banks 16 8 19 14
Interest on investment securities:        
U.S. Government sponsored enterprises, including mortgage-backed securities 737 1,413 1,807 2,494
State and political subdivisions 787 790 1,587 1,595
Other 68 52 132 102
Total interest income 9,835 11,422 20,197 22,979
Interest expense:        
NOW, MMDA & savings deposits 295 601 639 1,319
Time deposits 864 1,277 1,896 2,681
FHLB borrowings 684 753 1,374 1,497
Junior subordinated debentures 110 101 222 200
Other 34 77 73 156
Total interest expense 1,987 2,809 4,204 5,853
Net interest income 7,848 8,613 15,993 17,126
Provision for loan losses 1,603 3,368 3,652 6,318
Net interest income after provision for loan losses 6,245 5,245 12,341 10,808
Non-interest income:        
Service charges 1,192 1,316 2,379 2,572
Other service charges and fees 516 528 1,115 1,109
Gain on sale of securities 664 181 1,191 1,256
Mortgage banking income 271 218 497 405
Insurance and brokerage commissions 119 121 254 229
Loss on sale and write-down of other real estate (195) (361) (384) (708)
Miscellaneous 1,026 733 1,920 1,446
Total non-interest income 3,593 2,736 6,972 6,309
Non-interest expense:        
Salaries and employee benefits 3,931 3,673 7,772 7,340
Occupancy 1,300 1,331 2,600 2,696
Other 2,612 2,404 4,742 4,742
Total non-interest expense 7,843 7,408 15,114 14,778
Earnings before income taxes 1,995 573 4,199 2,339
Income tax expense (benefit) 486 (56) 1,031 349
Net earnings 1,509 629 3,168 1,990
Dividends and accretion on preferred stock 348 348 697 697
Net earnings available to common shareholders $ 1,161 $ 281 $ 2,471 $ 1,293
Basic net earnings per common share (in dollars per share) $ 0.21 $ 0.05 $ 0.45 $ 0.23
Diluted net earnings per common share (in dollars per share) $ 0.21 $ 0.05 $ 0.45 $ 0.23
Cash dividends declared per common share (in dollars per share) $ 0.02 $ 0.02 $ 0.09 $ 0.04