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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Assets    
Cash and due from banks, including reserve requirements of $9,620 in 2012 and $8,492 in 2011 $ 24,323 $ 22,532
Interest bearing deposits 31,581 6,704
Cash and cash equivalents 55,904 29,236
Investment securities available for sale 281,785 321,388
Other investments 5,599 5,712
Total securities 287,384 327,100
Mortgage loans held for sale 5,984 5,146
Loans 625,782 670,497
Less allowance for loan losses (16,551) (16,604)
Net loans 609,231 653,893
Premises and equipment, net 16,091 16,896
Cash surrender value of life insurance 13,142 12,835
Other real estate 6,595 7,576
Accrued interest receivable and other assets 12,277 14,381
Total assets 1,006,608 1,067,063
Deposits:    
Non-interest bearing demand 152,281 136,878
NOW, MMDA & savings 354,386 366,133
Time, $100,000 or more 143,189 193,045
Other time 118,614 131,055
Total deposits 768,470 827,111
Securities sold under agreements to repurchase 43,136 39,600
FHLB borrowings 70,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 7,549 6,706
Total liabilities 909,774 964,036
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 12,524 shares in 2012 and 25,054 shares in 2011 12,524 24,758
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,596,978 shares in 2012 and 5,544,160 shares in 2011 48,004 48,298
Retained earnings 30,815 26,895
Accumulated other comprehensive income 5,491 3,076
Total shareholders' equity 96,834 103,027
Total liabilities and shareholders' equity $ 1,006,608 $ 1,067,063