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Consolidated Statements of Earnings (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest income:        
Interest and fees on loans $ 8,170 $ 8,921 $ 24,822 $ 27,695
Interest on due from banks 15 4 34 19
Interest on investment securities:        
U.S. Government sponsored enterprises, including mortgage-backed securities 519 1,504 2,327 3,998
States and political subdivisions 877 792 2,463 2,387
Other 74 70 206 171
Total interest income 9,655 11,291 29,852 34,270
Interest expense:        
NOW, MMDA & savings deposits 274 517 913 1,836
Time deposits 737 1,221 2,632 3,901
FHLB borrowings 689 761 2,064 2,258
Junior subordinated debentures 110 100 332 300
Other 32 74 105 231
Total interest expense 1,842 2,673 6,046 8,526
Net interest income 7,813 8,618 23,806 25,744
Provision for loan losses 761 3,378 4,413 9,696
Net interest income after provision for loan losses 7,052 5,240 19,393 16,048
Non-interest income:        
Service charges 1,222 1,273 3,601 3,845
Other service charges and fees 417 493 1,532 1,603
Gain on sale of securities 12 1,239 1,203 2,495
Mortgage banking income 296 127 793 531
Insurance and brokerage commissions 150 121 404 350
Loss on sale and write-down of other real estate (326) (318) (710) (1,026)
Miscellaneous 1,115 787 3,035 2,233
Total non-interest income 2,886 3,722 9,858 10,031
Non-interest expense:        
Salaries and employee benefits 4,187 3,489 11,960 10,829
Occupancy 1,291 1,334 3,891 4,030
Other 2,678 2,341 7,420 7,083
Total non-interest expense 8,156 7,164 23,271 21,942
Earnings before income taxes 1,782 1,798 5,980 4,137
Income tax expense 369 406 1,400 755
Net earnings 1,413 1,392 4,580 3,382
Dividends and accretion on preferred stock 157 348 853 1,045
Net earnings available to common shareholders $ 1,256 $ 1,044 $ 3,727 $ 2,337
Basic and diluted net earnings per common share (in dollars per share) $ 0.23 $ 0.19 $ 0.67 $ 0.42
Cash dividends declared per common share (in dollars per share) $ 0.02 $ 0.02 $ 0.11 $ 0.04