XML 89 R51.htm IDEA: XBRL DOCUMENT
v2.4.0.6

3. Loans, Credit Risk (Details) (USD $) In Thousands, unless otherwise specified | Dec. 31, 2012 | Dec. 31, 2011
--- | --- | ---
Credit risk profile |  |
Total Loans | $ 619,974 | $ 670,497
Construction and land development |  |
Credit risk profile |  |
Total Loans | 73,176 | 93,812
Single-family residential |  |
Credit risk profile |  |
Total Loans | 195,003 | 212,993
Single-family residential - Banco de la Gente stated income |  |
Credit risk profile |  |
Total Loans | 52,019 | 54,058
Commercial Real Estate |  |
Credit risk profile |  |
Total Loans | 200,633 | 214,415
Multifamily and Farmland |  |
Credit risk profile |  |
Total Loans | 8,951 | 4,793
Commercial loans (not secured by real estate) |  |
Credit risk profile |  |
Total Loans | 64,295 | 60,646
Farm loans (not secured by real estate) |  |
Credit risk profile |  |
Total Loans | 11 | 0
Consumer loans (not secured by real estate) |  |
Credit risk profile |  |
Total Loans | 10,148 | 10,490
All other loans (not secured by real estate) |  |
Credit risk profile |  |
Total Loans | 15,738 | 19,290
Construction and land development |  |
Credit risk profile |  |
Total Loans | 73,176 | 93,812
Construction and land development | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 11 | 197
Construction and land development | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 4,947 | 5,183
Construction and land development | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 24,952 | 27,675
Construction and land development | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 18,891 | 28,138
Construction and land development | 5- Watch |  |
Credit risk profile |  |
Total Loans | 9,580 | 15,923
Construction and land development | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 14,795 | 16,696
Construction and land development | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
Construction and land development | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
Construction and land development | 9- Loss |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential |  |
Credit risk profile |  |
Total Loans | 195,003 | 212,993
Single-family residential | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 24,662 | 25,474
Single-family residential | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 56,829 | 64,817
Single-family residential | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 62,018 | 74,824
Single-family residential | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 35,727 | 35,233
Single-family residential | 5- Watch |  |
Credit risk profile |  |
Total Loans | 9,504 | 6,141
Single-family residential | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 6,263 | 6,504
Single-family residential | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential | 9- Loss |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential - Banco de la Gente stated income |  |
Credit risk profile |  |
Total Loans | 52,019 | 54,058
Single-family residential - Banco de la Gente stated income | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential - Banco de la Gente stated income | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential - Banco de la Gente stated income | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 24,724 | 25,564
Single-family residential - Banco de la Gente stated income | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 11,366 | 15,020
Single-family residential - Banco de la Gente stated income | 5- Watch |  |
Credit risk profile |  |
Total Loans | 3,597 | 5,626
Single-family residential - Banco de la Gente stated income | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 12,332 | 7,848
Single-family residential - Banco de la Gente stated income | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential - Banco de la Gente stated income | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
Single-family residential - Banco de la Gente stated income | 9- Loss |  |
Credit risk profile |  |
Total Loans | 0 | 0
Commercial Real Estate |  |
Credit risk profile |  |
Total Loans | 200,633 | 214,415
Commercial Real Estate | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 0 | 0
Commercial Real Estate | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 27,511 | 25,506
Commercial Real Estate | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 114,001 | 136,137
Commercial Real Estate | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 47,603 | 40,312
Commercial Real Estate | 5- Watch |  |
Credit risk profile |  |
Total Loans | 6,911 | 2,795
Commercial Real Estate | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 4,607 | 9,665
Commercial Real Estate | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
Commercial Real Estate | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
Commercial Real Estate | 9- Loss |  |
Credit risk profile |  |
Total Loans | 0 | 0
Multifamily and Farmland |  |
Credit risk profile |  |
Total Loans | 8,951 | 4,793
Multifamily and Farmland | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 0 | 0
Multifamily and Farmland | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 32 | 50
Multifamily and Farmland | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 4,975 | 3,448
Multifamily and Farmland | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 3,039 | 358
Multifamily and Farmland | 5- Watch |  |
Credit risk profile |  |
Total Loans | 712 | 728
Multifamily and Farmland | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 193 | 209
Multifamily and Farmland | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
Multifamily and Farmland | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
Multifamily and Farmland | 9- Loss |  |
Credit risk profile |  |
Total Loans | 0 | 0
Commercial loans (not secured by real estate) |  |
Credit risk profile |  |
Total Loans | 64,295 | 60,646
Commercial loans (not secured by real estate) | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 672 | 715
Commercial loans (not secured by real estate) | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 9,260 | 8,801
Commercial loans (not secured by real estate) | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 40,814 | 36,585
Commercial loans (not secured by real estate) | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 11,844 | 12,882
Commercial loans (not secured by real estate) | 5- Watch |  |
Credit risk profile |  |
Total Loans | 976 | 622
Commercial loans (not secured by real estate) | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 729 | 1,041
Commercial loans (not secured by real estate) | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
Commercial loans (not secured by real estate) | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
Commercial loans (not secured by real estate) | 9- Loss |  |
Credit risk profile |  |
Total Loans | 0 | 0
Farm loans (not secured by real estate) |  |
Credit risk profile |  |
Total Loans | 11 |
Farm loans (not secured by real estate) | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 0 |
Farm loans (not secured by real estate) | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 0 |
Farm loans (not secured by real estate) | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 11 |
Farm loans (not secured by real estate) | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 0 |
Farm loans (not secured by real estate) | 5- Watch |  |
Credit risk profile |  |
Total Loans | 0 |
Farm loans (not secured by real estate) | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 0 |
Farm loans (not secured by real estate) | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 |
Farm loans (not secured by real estate) | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 |
Farm loans (not secured by real estate) | 9- Loss |  |
Credit risk profile |  |
Total Loans | 0 |
Consumer loans (not secured by real estate) | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 1,239 | 1,344
Consumer loans (not secured by real estate) | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 4,122 | 4,070
Consumer loans (not secured by real estate) | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 4,186 | 4,259
Consumer loans (not secured by real estate) | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 392 | 429
Consumer loans (not secured by real estate) | 5- Watch |  |
Credit risk profile |  |
Total Loans | 134 | 89
Consumer loans (not secured by real estate) | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 70 | 154
Consumer loans (not secured by real estate) | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
Consumer loans (not secured by real estate) | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
Consumer loans (not secured by real estate) | 9- Loss |  |
Credit risk profile |  |
Total Loans | 5 | 145
All other loans (not secured by real estate) | 1- Excellent Quality |  |
Credit risk profile |  |
Total Loans | 0 | 0
All other loans (not secured by real estate) | 2- High Quality |  |
Credit risk profile |  |
Total Loans | 2,317 | 2,774
All other loans (not secured by real estate) | 3- Good Quality |  |
Credit risk profile |  |
Total Loans | 13,416 | 16,509
All other loans (not secured by real estate) | 4- Management Attention |  |
Credit risk profile |  |
Total Loans | 5 | 7
All other loans (not secured by real estate) | 5- Watch |  |
Credit risk profile |  |
Total Loans | 0 | 0
All other loans (not secured by real estate) | 6- Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
All other loans (not secured by real estate) | 7- Low Substandard |  |
Credit risk profile |  |
Total Loans | 0 | 0
All other loans (not secured by real estate) | 8- Doubtful |  |
Credit risk profile |  |
Total Loans | 0 | 0
All other loans (not secured by real estate) | 9- Loss |  |
Credit risk profile |  |
Total Loans | $ 0 | $ 0

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher OTS -Name Federal Regulation (FR) -Number Title 12 -Section 563c.102 -Paragraph 8 -Subparagraph e -Chapter V -Subsection I -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Audit and Accounting Guide (AAG) -Number AAG-DEP -Paragraph 116 -IssueDate 2006-05-01 -Chapter 8 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5074-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6375948&loc=d3e4428-111522 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph e -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_LoansAndLeasesReceivableNetReportedAmountByCategoryAlternativeAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration