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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Assets    
Cash and due from banks, including reserve requirements of $9,625 and $8,492 $ 32,617 $ 22,532
Interest bearing deposits 16,226 6,704
Cash and cash equivalents 48,843 29,236
Investment securities available for sale 297,823 321,388
Other investments 5,599 5,712
Total securities 303,422 327,100
Mortgage loans held for sale 6,922 5,146
Loans 619,974 670,497
Less allowance for loan losses (14,423) (16,604)
Net loans 605,551 653,893
Premises and equipment, net 15,874 16,896
Cash surrender value of life insurance 13,273 12,835
Other real estate 6,254 7,576
Accrued interest receivable and other assets 13,377 14,381
Total assets 1,013,516 1,067,063
Deposits:    
Non-interest bearing demand 161,582 136,878
NOW, MMDA & savings 371,719 366,133
Time, $100,000 or more 134,733 193,045
Other time 113,491 131,055
Total deposits 781,525 827,111
Securities sold under agreements to repurchase 34,578 39,600
FHLB borrowings 70,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 9,047 6,706
Total liabilities 915,769 964,036
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 12,524 shares in 2012 and 25,054 shares in 2011 12,524 24,758
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,613,495 shares in 2012 and 5,544,160 shares in 2011 48,133 48,298
Retained earnings 31,478 26,895
Accumulated other comprehensive income 5,612 3,076
Total shareholders' equity 97,747 103,027
Total liabilities and shareholders' equity $ 1,013,516 $ 1,067,063