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3. Loans, Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Allowance for loan losses      
Beginning balance $ 16,604 $ 15,493 $ 15,413
Charge-offs (8,331) (12,260) (16,911)
Recoveries 1,226 739 553
Provision 4,924 12,632 16,438
Ending balance 14,423 16,604 15,493
Ending balance: individually evaluated for impairments 1,362 2,539  
Ending balance: collectively evaluated for impairments 13,061 14,065  
Ending balance 14,423 16,604 15,493
Loans      
Ending balance 619,974 670,497  
Ending balance: individually evaluated for impairment 40,785 44,786  
Ending balance: collectively evaluated for impairment 579,189 625,711  
Construction and land development
     
Allowance for loan losses      
Beginning balance 7,182 5,774  
Charge-offs (4,728) (7,164)  
Recoveries 528 241  
Provision 1,417 8,331  
Ending balance 4,399 7,182  
Ending balance: individually evaluated for impairments 24 1,250  
Ending balance: collectively evaluated for impairments 4,375 5,932  
Ending balance 4,399 7,182  
Loans      
Ending balance 73,176 93,812  
Ending balance: individually evaluated for impairment 11,961 20,280  
Ending balance: collectively evaluated for impairment 61,215 73,532  
Single-family residential
     
Allowance for loan losses      
Beginning balance 3,253 3,992  
Charge-offs (886) (2,233)  
Recoveries 72 184  
Provision 792 1,310  
Ending balance 3,231 3,253  
Ending balance: individually evaluated for impairments 84 46  
Ending balance: collectively evaluated for impairments 3,147 3,207  
Ending balance 3,231 3,253  
Loans      
Ending balance 195,003 212,993  
Ending balance: individually evaluated for impairment 3,885 2,352  
Ending balance: collectively evaluated for impairment 191,118 210,641  
Single-family residential - Banco de la Gente stated income
     
Allowance for loan losses      
Beginning balance 2,104 2,105  
Charge-offs (668) (692)  
Recoveries 0 17  
Provision 562 674  
Ending balance 1,998 2,104  
Ending balance: individually evaluated for impairments 1,254 1,243  
Ending balance: collectively evaluated for impairments 744 861  
Ending balance 1,998 2,104  
Loans      
Ending balance 52,019 54,058  
Ending balance: individually evaluated for impairment 20,024 18,309  
Ending balance: collectively evaluated for impairment 31,995 35,749  
Commercial Real Estate
     
Allowance for loan losses      
Beginning balance 1,731 1,409  
Charge-offs (937) (1,271)  
Recoveries 374 24  
Provision 881 1,569  
Ending balance 2,049 1,731  
Ending balance: individually evaluated for impairments 0 0  
Ending balance: collectively evaluated for impairments 2,049 1,731  
Ending balance 2,049 1,731  
Loans      
Ending balance 200,633 214,415  
Ending balance: individually evaluated for impairment 4,569 3,845  
Ending balance: collectively evaluated for impairment 196,064 210,570  
Multifamily and Farmland
     
Allowance for loan losses      
Beginning balance 13 17  
Charge-offs 0 0  
Recoveries 0 0  
Provision 15 (4)  
Ending balance 28 13  
Ending balance: individually evaluated for impairments 0 0  
Ending balance: collectively evaluated for impairments 28 13  
Ending balance 28 13  
Loans      
Ending balance 8,951 4,793  
Ending balance: individually evaluated for impairment 0 0  
Ending balance: collectively evaluated for impairment 8,951 4,793  
Commercial loans (not secured by real estate)
     
Allowance for loan losses      
Beginning balance 1,029 1,174  
Charge-offs (555) (314)  
Recoveries 104 121  
Provision 510 48  
Ending balance 1,088 1,029  
Ending balance: individually evaluated for impairments 0 0  
Ending balance: collectively evaluated for impairments 1,088 1,029  
Ending balance 1,088 1,029  
Loans      
Ending balance 64,295 60,646  
Ending balance: individually evaluated for impairment 346 0  
Ending balance: collectively evaluated for impairment 63,949 60,646  
Farm loans (not secured by real estate)
     
Allowance for loan losses      
Charge-offs 0    
Recoveries 0    
Provision 0    
Ending balance: individually evaluated for impairments 0    
Ending balance: collectively evaluated for impairments 0    
Ending balance 0 0  
Loans      
Ending balance 11    
Ending balance: individually evaluated for impairment 0    
Ending balance: collectively evaluated for impairment 11    
Consumer And All Other Loans
     
Allowance for loan losses      
Beginning balance 255 430  
Charge-offs (557) (586)  
Recoveries 148 152  
Provision 399 259  
Ending balance 245 255  
Ending balance: individually evaluated for impairments 0 0  
Ending balance: collectively evaluated for impairments 245 255  
Ending balance 245 255  
Loans      
Ending balance 25,886 29,780  
Ending balance: individually evaluated for impairment 0 0  
Ending balance: collectively evaluated for impairment 25,886 29,780  
Unallocated
     
Allowance for loan losses      
Beginning balance 1,037 592  
Charge-offs 0 0  
Recoveries 0 0  
Provision 348 445  
Ending balance 1,385 1,037  
Ending balance: individually evaluated for impairments 0 0  
Ending balance: collectively evaluated for impairments 1,385 1,037  
Ending balance 1,385 1,037  
Loans      
Ending balance 0 0  
Ending balance: individually evaluated for impairment 0 0  
Ending balance: collectively evaluated for impairment $ 0 $ 0