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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks, including reserve requirements of $10,811 and $9,625 $ 19,754 $ 32,617
Interest bearing deposits 52,624 16,226
Cash and cash equivalents 72,378 48,843
Investment securities available for sale 293,925 297,823
Other investments 5,215 5,599
Total securities 299,140 303,422
Mortgage loans held for sale 3,834 6,922
Loans 609,965 619,974
Less allowance for loan losses (14,412) (14,423)
Net loans 595,553 605,551
Premises and equipment, net 16,616 15,874
Cash surrender value of life insurance 13,379 13,273
Other real estate 4,588 6,254
Accrued interest receivable and other assets 12,792 13,377
Total assets 1,018,280 1,013,516
Deposits:    
Non-interest bearing demand 168,156 161,582
NOW, MMDA & savings 378,755 371,719
Time, $100,000 or more 127,772 134,733
Other time 109,149 113,491
Total deposits 783,832 781,525
Securities sold under agreements to repurchase 37,388 34,578
FHLB borrowings 70,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 8,163 9,047
Total liabilities 920,002 915,769
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 12,524 shares in 2013 and 2012 12,524 12,524
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,613,495 shares in 2013 and 2012 48,133 48,133
Retained earnings 32,911 31,478
Accumulated other comprehensive income 4,710 5,612
Total shareholders' equity 98,278 97,747
Total liabilities and shareholders' equity $ 1,018,280 $ 1,013,516