XML 38 R28.htm IDEA: XBRL DOCUMENT v2.4.0.8
3. Loans, Credit Risk (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Jun. 30, 2012
Credit risk profile      
Total Loans $ 608,072 $ 619,974 $ 642,815
Excellent Quality
     
Credit risk profile      
Total Loans 24,026 26,584  
High Quality
     
Credit risk profile      
Total Loans 103,590 105,018  
Good Quality
     
Credit risk profile      
Total Loans 297,824 289,097  
Management Attention
     
Credit risk profile      
Total Loans 115,202 128,867  
Watch
     
Credit risk profile      
Total Loans 29,626 31,414  
Substandard
     
Credit risk profile      
Total Loans 37,706 38,989  
Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Doubtful
     
Credit risk profile      
Total Loans 98 0  
Loss
     
Credit risk profile      
Total Loans 0 5  
Construction and land development
     
Credit risk profile      
Total Loans 70,112 73,176  
Single-family residential
     
Credit risk profile      
Total Loans 192,601 195,003  
Single-family residential - Banco de la Gente stated income
     
Credit risk profile      
Total Loans 50,454 52,019  
Commercial Real Estate
     
Credit risk profile      
Total Loans 191,368 200,633  
Multifamily and Farmland
     
Credit risk profile      
Total Loans 10,918 8,951  
Commercial loans (not secured by real estate)
     
Credit risk profile      
Total Loans 66,161 64,295  
Farm loans (not secured by real estate)
     
Credit risk profile      
Total Loans 24 11  
Consumer loans (not secured by real estate)
     
Credit risk profile      
Total Loans 9,903 10,148  
All other loans (not secured by real estate)
     
Credit risk profile      
Total Loans 16,531 15,738  
Construction and land development
     
Credit risk profile      
Total Loans 70,112 73,176 86,498
Construction and land development | Excellent Quality
     
Credit risk profile      
Total Loans 10 11  
Construction and land development | High Quality
     
Credit risk profile      
Total Loans 5,410 4,947  
Construction and land development | Good Quality
     
Credit risk profile      
Total Loans 27,715 24,952  
Construction and land development | Management Attention
     
Credit risk profile      
Total Loans 15,821 18,891  
Construction and land development | Watch
     
Credit risk profile      
Total Loans 8,934 9,580  
Construction and land development | Substandard
     
Credit risk profile      
Total Loans 12,222 14,795  
Construction and land development | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Construction and land development | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Construction and land development | Loss
     
Credit risk profile      
Total Loans 0 0  
Single-family residential
     
Credit risk profile      
Total Loans 192,601 195,003 202,528
Single-family residential | Excellent Quality
     
Credit risk profile      
Total Loans 22,480 24,662  
Single-family residential | High Quality
     
Credit risk profile      
Total Loans 56,324 56,829  
Single-family residential | Good Quality
     
Credit risk profile      
Total Loans 66,297 62,018  
Single-family residential | Management Attention
     
Credit risk profile      
Total Loans 32,514 35,727  
Single-family residential | Watch
     
Credit risk profile      
Total Loans 7,551 9,504  
Single-family residential | Substandard
     
Credit risk profile      
Total Loans 7,435 6,263  
Single-family residential | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Single-family residential | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Single-family residential | Loss
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income
     
Credit risk profile      
Total Loans 50,454 52,019 52,811
Single-family residential - Banco de la Gente stated income | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | High Quality
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Good Quality
     
Credit risk profile      
Total Loans 23,549 24,724  
Single-family residential - Banco de la Gente stated income | Management Attention
     
Credit risk profile      
Total Loans 10,461 11,366  
Single-family residential - Banco de la Gente stated income | Watch
     
Credit risk profile      
Total Loans 3,671 3,597  
Single-family residential - Banco de la Gente stated income | Substandard
     
Credit risk profile      
Total Loans 12,773 12,332  
Single-family residential - Banco de la Gente stated income | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Loss
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate
     
Credit risk profile      
Total Loans 191,368 200,633 207,245
Commercial Real Estate | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate | High Quality
     
Credit risk profile      
Total Loans 27,309 27,511  
Commercial Real Estate | Good Quality
     
Credit risk profile      
Total Loans 110,755 114,001  
Commercial Real Estate | Management Attention
     
Credit risk profile      
Total Loans 42,868 47,603  
Commercial Real Estate | Watch
     
Credit risk profile      
Total Loans 6,139 6,911  
Commercial Real Estate | Substandard
     
Credit risk profile      
Total Loans 4,297 4,607  
Commercial Real Estate | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate | Loss
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland
     
Credit risk profile      
Total Loans 10,918 8,951 5,285
Multifamily and Farmland | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | High Quality
     
Credit risk profile      
Total Loans 245 32  
Multifamily and Farmland | Good Quality
     
Credit risk profile      
Total Loans 6,745 4,975  
Multifamily and Farmland | Management Attention
     
Credit risk profile      
Total Loans 1,182 3,039  
Multifamily and Farmland | Watch
     
Credit risk profile      
Total Loans 2,560 712  
Multifamily and Farmland | Substandard
     
Credit risk profile      
Total Loans 186 193  
Multifamily and Farmland | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | Loss
     
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate)
     
Credit risk profile      
Total Loans 66,161 64,295 59,416
Commercial loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 366 672  
Commercial loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 8,318 9,260  
Commercial loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 44,279 40,814  
Commercial loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 11,916 11,844  
Commercial loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 721 976  
Commercial loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 469 729  
Commercial loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 92 0  
Commercial loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate)
     
Credit risk profile      
Total Loans 24 11  
Farm loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 24 11  
Farm loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate)
     
Credit risk profile      
Total Loans 9,903 10,148  
Consumer loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 1,170 1,239  
Consumer loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 3,768 4,122  
Consumer loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 4,149 4,186  
Consumer loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 436 392  
Consumer loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 50 134  
Consumer loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 324 70  
Consumer loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 6 0  
Consumer loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans 0 5  
All other loans (not secured by real estate)
     
Credit risk profile      
Total Loans 16,531 15,738  
All other loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 2,216 2,317  
All other loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 14,311 13,416  
All other loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 4 5  
All other loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans $ 0 $ 0