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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks, including reserve requirements of of $11,187 and $9,625 $ 28,082 $ 32,617
Interest bearing deposits 52,634 16,226
Cash and cash equivalents 80,716 48,843
Investment securities available for sale 293,151 297,823
Other investments 5,215 5,599
Total securities 298,366 303,422
Mortgage loans held for sale 6,002 6,922
Loans 608,072 619,974
Less allowance for loan losses (14,029) (14,423)
Net loans 594,043 605,551
Premises and equipment, net 16,635 15,874
Cash surrender value of life insurance 13,487 13,273
Other real estate 4,401 6,254
Accrued interest receivable and other assets 14,390 13,377
Total assets 1,028,040 1,013,516
Deposits:    
Non-interest bearing demand 172,055 161,582
NOW, MMDA & savings 385,014 371,719
Time, $100,000 or more 123,612 134,733
Other time 107,752 113,491
Total deposits 788,433 781,525
Securities sold under agreements to repurchase 45,971 34,578
FHLB borrowings 70,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 7,665 9,047
Total liabilities 932,688 915,769
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 12,524 shares in 2013 and 2012 12,524 12,524
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,613,495 shares in 2013 and 2012 48,133 48,133
Retained earnings 34,218 31,478
Accumulated other comprehensive income 477 5,612
Total shareholders' equity 95,352 97,747
Total liabilities and shareholders' equity $ 1,028,040 $ 1,013,516