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3. Loans, Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
Allowance for loan losses          
Beginning balance $ 14,412 $ 16,612 $ 14,423 $ 16,604  
Charge-offs (1,332) (1,780) (2,513) (4,376)  
Recoveries 180 205 293 760  
Provision 769 1,603 1,826 3,652  
Ending balance 14,029 16,640 14,029 16,640  
Ending balance: individually evaluated for impairments 1,583 2,465 1,583 2,465  
Ending balance: collectively evaluated for impairments 12,446 14,175 12,446 14,175  
Ending balance 14,029 16,640 14,029 16,640  
Loans          
Ending balance 608,072 642,815 608,072 642,815 619,974
Ending balance: individually evaluated for impairment 34,422 48,564 34,422 48,564  
Ending balance: collectively evaluated for impairment 573,650 594,251 573,650 594,251  
Construction and land development
         
Allowance for loan losses          
Beginning balance 4,785 6,880 4,399 7,182  
Charge-offs (218) (530) (715) (2,381)  
Recoveries 25 100 26 218  
Provision 133 1,195 1,015 2,626  
Ending balance 4,725 7,645 4,725 7,645  
Ending balance: individually evaluated for impairments 6 1,101 6 1,101  
Ending balance: collectively evaluated for impairments 4,719 6,544 4,719 6,544  
Ending balance 4,725 7,645 4,725 7,645  
Loans          
Ending balance 70,112 86,498 70,112 86,498 73,176
Ending balance: individually evaluated for impairment 7,626 19,789 7,626 19,789  
Ending balance: collectively evaluated for impairment 62,486 66,709 62,486 66,709  
Single-family residential
         
Allowance for loan losses          
Beginning balance 3,182 3,101 3,231 3,253  
Charge-offs (272) (385) (636) (490)  
Recoveries 26 67 44 69  
Provision 368 119 665 70  
Ending balance 3,304 2,902 3,304 2,902  
Ending balance: individually evaluated for impairments 343 78 343 78  
Ending balance: collectively evaluated for impairments 2,961 2,824 2,961 2,824  
Ending balance 3,304 2,902 3,304 2,902  
Loans          
Ending balance 192,601 202,528 192,601 202,528 195,003
Ending balance: individually evaluated for impairment 3,480 3,132 3,480 3,132  
Ending balance: collectively evaluated for impairment 189,121 199,396 189,121 199,396  
Single-family residential - Banco de la Gente stated income
         
Allowance for loan losses          
Beginning balance 1,976 2,180 1,998 2,104  
Charge-offs (72) (198) (224) (371)  
Recoveries 70 0 70 0  
Provision (50) 242 80 491  
Ending balance 1,924 2,224 1,924 2,224  
Ending balance: individually evaluated for impairments 1,234 1,286 1,234 1,286  
Ending balance: collectively evaluated for impairments 690 938 690 938  
Ending balance 1,924 2,224 1,924 2,224  
Loans          
Ending balance 50,454 52,811 50,454 52,811 52,019
Ending balance: individually evaluated for impairment 19,912 20,320 19,912 20,320  
Ending balance: collectively evaluated for impairment 30,542 32,491 30,542 32,491  
Commercial Real Estate
         
Allowance for loan losses          
Beginning balance 1,811 1,434 2,049 1,731  
Charge-offs (275) (452) (275) (523)  
Recoveries 2 0 50 374  
Provision 320 534 34 (66)  
Ending balance 1,858 1,516 1,858 1,516  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 1,858 1,516 1,858 1,516  
Ending balance 1,858 1,516 1,858 1,516  
Loans          
Ending balance 191,368 207,245 191,368 207,245 200,633
Ending balance: individually evaluated for impairment 3,125 4,961 3,125 4,961  
Ending balance: collectively evaluated for impairment 188,243 202,284 188,243 202,284  
Multifamily and Farmland
         
Allowance for loan losses          
Beginning balance 30 13 28 13  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 4 0 6 0  
Ending balance 34 13 34 13  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 34 13 34 13  
Ending balance 34 13 34 13  
Loans          
Ending balance 10,918 5,285 10,918 5,285 8,951
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment 10,918 5,285 10,918 5,285  
Commercial loans (not secured by real estate)
         
Allowance for loan losses          
Beginning balance 1,209 1,004 1,088 1,029  
Charge-offs (361) (104) (382) (343)  
Recoveries 14 6 25 11  
Provision (40) (277) 91 (68)  
Ending balance 822 629 822 629  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 822 629 822 629  
Ending balance 822 629 822 629  
Loans          
Ending balance 66,161 59,416 66,161 59,416 64,295
Ending balance: individually evaluated for impairment 0 362 0 362  
Ending balance: collectively evaluated for impairment 66,161 59,054 66,161 59,054  
Farm loans (not secured by real estate)
         
Allowance for loan losses          
Beginning balance 0   0    
Charge-offs 0   0    
Recoveries 0   0    
Provision 0   0    
Ending balance 0   0    
Ending balance: individually evaluated for impairments 0   0    
Ending balance: collectively evaluated for impairments 0   0    
Ending balance 0   0    
Loans          
Ending balance 24   24   11
Ending balance: individually evaluated for impairment 0   0    
Ending balance: collectively evaluated for impairment 24   24    
Consumer And All Other Loans
         
Allowance for loan losses          
Beginning balance 232 250 245 255  
Charge-offs (134) (111) (281) (268)  
Recoveries 43 32 78 88  
Provision 88 20 187 116  
Ending balance 229 191 229 191  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 229 191 229 191  
Ending balance 229 191 229 191  
Loans          
Ending balance 26,434 29,032 26,434 29,032  
Ending balance: individually evaluated for impairment 279 0 279 0  
Ending balance: collectively evaluated for impairment 26,155 29,032 26,155 29,032  
Unallocated
         
Allowance for loan losses          
Beginning balance 1,187 1,750 1,385 1,037  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (54) (230) (252) 483  
Ending balance 1,133 1,520 1,133 1,520  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 1,133 1,520 1,133 1,520  
Ending balance 1,133 1,520 1,133 1,520  
Loans          
Ending balance 0 0 0 0  
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment $ 0 $ 0 $ 0 $ 0