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3. Loans (Details) (USD $) In Thousands, unless otherwise specified | Sep. 30, 2013 | Jun. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2012 | Jun. 30, 2012 | Dec. 31, 2011
--- | --- | --- | --- | --- | --- | ---
Major classifications |  |  |  |  |  |
Total Loans | $ 617,061 |  | $ 619,974 | $ 625,782 |  |
Less allowance for loan losses | 13,854 | 14,029 | 14,423 | 16,551 | 16,640 | 16,604
Net loans | 603,207 |  | 605,551 |  |  |
Construction and land development |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 67,870 |  | 73,176 | 80,733 |  |
Less allowance for loan losses | 4,140 | 4,725 | 4,399 | 6,392 | 7,645 | 7,182
Single-family residential |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 191,338 |  | 195,003 | 197,043 |  |
Less allowance for loan losses | 2,966 | 3,304 | 3,231 | 3,025 | 2,902 | 3,253
Single-family residential - Banco de la Gente stated income |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 50,035 |  | 52,019 | 52,124 |  |
Less allowance for loan losses | 1,914 | 1,924 | 1,998 | 2,071 | 2,224 | 2,104
Commercial Real Estate |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 205,911 |  | 200,633 | 203,603 |  |
Less allowance for loan losses | 2,012 | 1,858 | 2,049 | 1,537 | 1,516 | 1,731
Multifamily and Farmland |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 11,541 |  | 8,951 | 4,964 |  |
Less allowance for loan losses | 36 | 34 | 28 | 13 | 13 | 13
Total real estate loans |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 526,695 |  | 529,782 |  |  |
Commercial loans (not secured by real estate) |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 64,957 |  | 64,295 | 60,358 |  |
Less allowance for loan losses | 784 | 822 | 1,088 | 608 | 629 | 1,029
Farm loans (not secured by real estate) |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 22 |  | 11 | 12 |  |
Less allowance for loan losses | 0 | 0 | 0 |  | 0 | 0
Consumer loans (not secured by real estate) |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | 9,754 |  | 10,148 |  |  |
All other loans (not secured by real estate) |  |  |  |  |  |
Major classifications |  |  |  |  |  |
Total Loans | $ 15,633 |  | $ 15,738 |  |  |

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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
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- Definition Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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