XML 28 R28.htm IDEA: XBRL DOCUMENT v2.4.0.8
3. Loans, Credit Risk (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Sep. 30, 2012
Credit risk profile      
Total Loans $ 617,061 $ 619,974 $ 625,782
Excellent Quality
     
Credit risk profile      
Total Loans 20,233 26,584  
High Quality
     
Credit risk profile      
Total Loans 114,403 105,018  
Good Quality
     
Credit risk profile      
Total Loans 305,592 289,097  
Management Attention
     
Credit risk profile      
Total Loans 112,591 128,867  
Watch
     
Credit risk profile      
Total Loans 32,207 31,414  
Substandard
     
Credit risk profile      
Total Loans 32,032 38,989  
Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Doubtful
     
Credit risk profile      
Total Loans 0 0  
Loss
     
Credit risk profile      
Total Loans 3 5  
Construction and land development
     
Credit risk profile      
Total Loans 67,870 73,176  
Single-family residential
     
Credit risk profile      
Total Loans 191,338 195,003  
Single-family residential - Banco de la Gente stated income
     
Credit risk profile      
Total Loans 50,035 52,019  
Commercial Real Estate
     
Credit risk profile      
Total Loans 205,911 200,633  
Multifamily and Farmland
     
Credit risk profile      
Total Loans 11,541 8,951  
Commercial loans (not secured by real estate)
     
Credit risk profile      
Total Loans 64,957 64,295  
Farm loans (not secured by real estate)
     
Credit risk profile      
Total Loans 22 11  
Consumer loans (not secured by real estate)
     
Credit risk profile      
Total Loans 9,754 10,148  
All other loans (not secured by real estate)
     
Credit risk profile      
Total Loans 15,633 15,738  
Construction and land development
     
Credit risk profile      
Total Loans 67,870 73,176 80,733
Construction and land development | Excellent Quality
     
Credit risk profile      
Total Loans 8 11  
Construction and land development | High Quality
     
Credit risk profile      
Total Loans 5,868 4,947  
Construction and land development | Good Quality
     
Credit risk profile      
Total Loans 26,814 24,952  
Construction and land development | Management Attention
     
Credit risk profile      
Total Loans 14,666 18,891  
Construction and land development | Watch
     
Credit risk profile      
Total Loans 9,629 9,580  
Construction and land development | Substandard
     
Credit risk profile      
Total Loans 10,885 14,795  
Construction and land development | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Construction and land development | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Construction and land development | Loss
     
Credit risk profile      
Total Loans 0 0  
Single-family residential
     
Credit risk profile      
Total Loans 191,338 195,003 197,043
Single-family residential | Excellent Quality
     
Credit risk profile      
Total Loans 18,693 24,662  
Single-family residential | High Quality
     
Credit risk profile      
Total Loans 57,682 56,829  
Single-family residential | Good Quality
     
Credit risk profile      
Total Loans 69,013 62,018  
Single-family residential | Management Attention
     
Credit risk profile      
Total Loans 32,766 35,727  
Single-family residential | Watch
     
Credit risk profile      
Total Loans 7,652 9,504  
Single-family residential | Substandard
     
Credit risk profile      
Total Loans 5,532 6,263  
Single-family residential | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Single-family residential | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Single-family residential | Loss
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income
     
Credit risk profile      
Total Loans 50,035 52,019 52,124
Single-family residential - Banco de la Gente stated income | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | High Quality
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Good Quality
     
Credit risk profile      
Total Loans 23,193 24,724  
Single-family residential - Banco de la Gente stated income | Management Attention
     
Credit risk profile      
Total Loans 9,528 11,366  
Single-family residential - Banco de la Gente stated income | Watch
     
Credit risk profile      
Total Loans 7,384 3,597  
Single-family residential - Banco de la Gente stated income | Substandard
     
Credit risk profile      
Total Loans 9,930 12,332  
Single-family residential - Banco de la Gente stated income | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Loss
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate
     
Credit risk profile      
Total Loans 205,911 200,633 203,603
Commercial Real Estate | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate | High Quality
     
Credit risk profile      
Total Loans 37,940 27,511  
Commercial Real Estate | Good Quality
     
Credit risk profile      
Total Loans 119,080 114,001  
Commercial Real Estate | Management Attention
     
Credit risk profile      
Total Loans 39,925 47,603  
Commercial Real Estate | Watch
     
Credit risk profile      
Total Loans 4,564 6,911  
Commercial Real Estate | Substandard
     
Credit risk profile      
Total Loans 4,402 4,607  
Commercial Real Estate | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Commercial Real Estate | Loss
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland
     
Credit risk profile      
Total Loans 11,541 8,951 4,964
Multifamily and Farmland | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | High Quality
     
Credit risk profile      
Total Loans 286 32  
Multifamily and Farmland | Good Quality
     
Credit risk profile      
Total Loans 8,019 4,975  
Multifamily and Farmland | Management Attention
     
Credit risk profile      
Total Loans 506 3,039  
Multifamily and Farmland | Watch
     
Credit risk profile      
Total Loans 2,545 712  
Multifamily and Farmland | Substandard
     
Credit risk profile      
Total Loans 185 193  
Multifamily and Farmland | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | Loss
     
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate)
     
Credit risk profile      
Total Loans 64,957 64,295 60,358
Commercial loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 361 672  
Commercial loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 6,755 9,260  
Commercial loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 44,285 40,814  
Commercial loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 12,408 11,844  
Commercial loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 401 976  
Commercial loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 747 729  
Commercial loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate)
     
Credit risk profile      
Total Loans 22 11 12
Farm loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 22 11  
Farm loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate)
     
Credit risk profile      
Total Loans 9,754 10,148  
Consumer loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 1,171 1,239  
Consumer loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 3,725 4,122  
Consumer loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 4,041 4,186  
Consumer loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 431 392  
Consumer loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 32 134  
Consumer loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 351 70  
Consumer loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans 3 5  
All other loans (not secured by real estate)
     
Credit risk profile      
Total Loans 15,633 15,738  
All other loans (not secured by real estate) | Excellent Quality
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | High Quality
     
Credit risk profile      
Total Loans 2,147 2,317  
All other loans (not secured by real estate) | Good Quality
     
Credit risk profile      
Total Loans 11,125 13,416  
All other loans (not secured by real estate) | Management Attention
     
Credit risk profile      
Total Loans 2,361 5  
All other loans (not secured by real estate) | Watch
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Substandard
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Low Substandard
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Doubtful
     
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Loss
     
Credit risk profile      
Total Loans $ 0 $ 0