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3. Loans, Credit Risk (Details) (USD $) In Thousands, unless otherwise specified | Dec. 31, 2013 | Dec. 31, 2012 | Dec. 31, 2011
--- | --- | --- | ---
Credit risk profile |  |  |
Total Loans | $ 620,960 | $ 619,974 | $ 670,497
Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 16,678 | 26,584 |
High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 116,889 | 105,018 |
Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 306,756 | 289,097 |
Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 116,514 | 128,867 |
Watch |  |  |
Credit risk profile |  |  |
Total Loans | 31,383 | 31,414 |
Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 32,735 | 38,989 |
Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Loss |  |  |
Credit risk profile |  |  |
Total Loans | 5 | 5 |
Construction and land development |  |  |
Credit risk profile |  |  |
Total Loans | 63,742 | 73,176 |
Single-family residential |  |  |
Credit risk profile |  |  |
Total Loans | 195,975 | 195,003 |
Single-family residential - Banco de la Gente stated income |  |  |
Credit risk profile |  |  |
Total Loans | 49,463 | 52,019 |
Commercial Real Estate |  |  |
Credit risk profile |  |  |
Total Loans | 209,287 | 200,633 |
Multifamily and Farmland |  |  |
Credit risk profile |  |  |
Total Loans | 11,801 | 8,951 |
Commercial loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 68,047 | 64,295 |
Farm loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 19 | 11 |
Consumer loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 9,593 | 10,148 |
All other loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 13,033 | 15,738 |
Construction and land development |  |  |
Credit risk profile |  |  |
Total Loans | 63,742 | 73,176 | 93,812
Construction and land development | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 7 | 11 |
Construction and land development | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 7,852 | 4,947 |
Construction and land development | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 22,899 | 24,952 |
Construction and land development | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 14,464 | 18,891 |
Construction and land development | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 8,163 | 9,580 |
Construction and land development | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 10,357 | 14,795 |
Construction and land development | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Construction and land development | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Construction and land development | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential |  |  |
Credit risk profile |  |  |
Total Loans | 195,975 | 195,003 | 212,993
Single-family residential | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 15,036 | 24,662 |
Single-family residential | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 60,882 | 56,829 |
Single-family residential | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 73,118 | 62,018 |
Single-family residential | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 34,090 | 35,727 |
Single-family residential | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 6,806 | 9,504 |
Single-family residential | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 6,043 | 6,263 |
Single-family residential | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income |  |  |
Credit risk profile |  |  |
Total Loans | 49,463 | 52,019 | 54,058
Single-family residential - Banco de la Gente stated income | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 22,255 | 24,724 |
Single-family residential - Banco de la Gente stated income | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 8,369 | 11,366 |
Single-family residential - Banco de la Gente stated income | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 8,113 | 3,597 |
Single-family residential - Banco de la Gente stated income | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 10,726 | 12,332 |
Single-family residential - Banco de la Gente stated income | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial Real Estate |  |  |
Credit risk profile |  |  |
Total Loans | 209,287 | 200,633 | 214,415
Commercial Real Estate | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial Real Estate | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 33,340 | 27,511 |
Commercial Real Estate | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 123,604 | 114,001 |
Commercial Real Estate | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 42,914 | 47,603 |
Commercial Real Estate | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 5,190 | 6,911 |
Commercial Real Estate | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 4,239 | 4,607 |
Commercial Real Estate | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial Real Estate | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial Real Estate | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Multifamily and Farmland |  |  |
Credit risk profile |  |  |
Total Loans | 11,801 | 8,951 | 4,793
Multifamily and Farmland | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Multifamily and Farmland | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 715 | 32 |
Multifamily and Farmland | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 7,882 | 4,975 |
Multifamily and Farmland | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 286 | 3,039 |
Multifamily and Farmland | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 2,741 | 712 |
Multifamily and Farmland | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 177 | 193 |
Multifamily and Farmland | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Multifamily and Farmland | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Multifamily and Farmland | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 68,047 | 64,295 | 60,646
Commercial loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 365 | 672 |
Commercial loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 8,442 | 9,260 |
Commercial loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 44,353 | 40,814 |
Commercial loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 13,704 | 11,844 |
Commercial loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 320 | 976 |
Commercial loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 863 | 729 |
Commercial loans (not secured by real estate) | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 19 | 11 | 0
Farm loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 19 | 11 |
Farm loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Consumer loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 9,593 | 10,148 |
Consumer loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 1,270 | 1,239 |
Consumer loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 3,519 | 4,122 |
Consumer loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 4,061 | 4,186 |
Consumer loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 358 | 392 |
Consumer loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 50 | 134 |
Consumer loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 330 | 70 |
Consumer loans (not secured by real estate) | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Consumer loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Consumer loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 5 | 5 |
All other loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 13,033 | 15,738 |
All other loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 2,139 | 2,317 |
All other loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 8,565 | 13,416 |
All other loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 2,329 | 5 |
All other loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | Low Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | $ 0 | $ 0 |

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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
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- Details
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