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3. Loans, Allowance for Loan Losses (Details) (USD $) In Thousands, unless otherwise specified | 12 Months Ended
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Dec. 31, 2013 | Dec. 31, 2012 | Dec. 31, 2011
Allowance for loan losses |  |  |
Beginning balance | $ 14,423 | $ 16,604 | $ 15,493
Charge-offs | (4,372) | (8,331) | (12,260)
Recoveries | 866 | 1,226 | 739
Provision | 2,584 | 4,924 | 12,632
Ending balance | 13,501 | 14,423 | 16,604
Ending balance: individually evaluated for impairments | 1,478 | 1,362 | 2,539
Ending balance: collectively evaluated for impairments | 12,023 | 13,061 | 14,065
Ending balance | 13,501 | 14,423 | 16,604
Loans |  |  |
Ending balance | 620,960 | 619,974 | 670,497
Ending balance: individually evaluated for impairment | 33,666 | 40,785 | 44,786
Ending balance: collectively evaluated for impairment | 587,294 | 579,189 | 625,711
Construction and land development |  |  |
Allowance for loan losses |  |  |
Beginning balance | 4,399 | 7,182 | 5,774
Charge-offs | (777) | (4,728) | (7,164)
Recoveries | 377 | 528 | 241
Provision | (781) | 1,417 | 8,331
Ending balance | 3,218 | 4,399 | 7,182
Ending balance: individually evaluated for impairments | 0 | 24 | 1,250
Ending balance: collectively evaluated for impairments | 3,218 | 4,375 | 5,932
Ending balance | 3,218 | 4,399 | 7,182
Loans |  |  |
Ending balance | 63,742 | 73,176 | 93,812
Ending balance: individually evaluated for impairment | 6,293 | 11,961 | 20,280
Ending balance: collectively evaluated for impairment | 57,449 | 61,215 | 73,532
Single-family residential |  |  |
Allowance for loan losses |  |  |
Beginning balance | 3,231 | 3,253 | 3,992
Charge-offs | (1,724) | (886) | (2,233)
Recoveries | 111 | 72 | 184
Provision | 1,505 | 792 | 1,310
Ending balance | 3,123 | 3,231 | 3,253
Ending balance: individually evaluated for impairments | 39 | 84 | 46
Ending balance: collectively evaluated for impairments | 3,084 | 3,147 | 3,207
Ending balance | 3,123 | 3,231 | 3,253
Loans |  |  |
Ending balance | 195,975 | 195,003 | 212,993
Ending balance: individually evaluated for impairment | 3,127 | 3,885 | 2,352
Ending balance: collectively evaluated for impairment | 192,848 | 191,118 | 210,641
Single-family residential - Banco de la Gente stated income |  |  |
Allowance for loan losses |  |  |
Beginning balance | 1,998 | 2,104 | 2,105
Charge-offs | (272) | (668) | (692)
Recoveries | 141 | 0 | 17
Provision | (4) | 562 | 674
Ending balance | 1,863 | 1,998 | 2,104
Ending balance: individually evaluated for impairments | 1,268 | 1,254 | 1,243
Ending balance: collectively evaluated for impairments | 595 | 744 | 861
Ending balance | 1,863 | 1,998 | 2,104
Loans |  |  |
Ending balance | 49,463 | 52,019 | 54,058
Ending balance: individually evaluated for impairment | 19,958 | 20,024 | 18,309
Ending balance: collectively evaluated for impairment | 29,505 | 31,995 | 35,749
Commercial Real Estate |  |  |
Allowance for loan losses |  |  |
Beginning balance | 2,049 | 1,731 | 1,409
Charge-offs | (445) | (937) | (1,271)
Recoveries | 50 | 374 | 24
Provision | 565 | 881 | 1,569
Ending balance | 2,219 | 2,049 | 1,731
Ending balance: individually evaluated for impairments | 171 | 0 | 0
Ending balance: collectively evaluated for impairments | 2,048 | 2,049 | 1,731
Ending balance | 2,219 | 2,049 | 1,731
Loans |  |  |
Ending balance | 209,287 | 200,633 | 214,415
Ending balance: individually evaluated for impairment | 3,767 | 4,569 | 3,845
Ending balance: collectively evaluated for impairment | 205,520 | 196,064 | 210,570
Multifamily and Farmland |  |  |
Allowance for loan losses |  |  |
Beginning balance | 28 | 13 | 17
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 9 | 15 | (4)
Ending balance | 37 | 28 | 13
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 37 | 28 | 13
Ending balance | 37 | 28 | 13
Loans |  |  |
Ending balance | 11,801 | 8,951 | 4,793
Ending balance: individually evaluated for impairment | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 11,801 | 8,951 | 4,793
Commercial loans (not secured by real estate) |  |  |
Allowance for loan losses |  |  |
Beginning balance | 1,088 | 1,029 | 1,174
Charge-offs | (502) | (555) | (314)
Recoveries | 44 | 104 | 121
Provision | 439 | 510 | 48
Ending balance | 1,069 | 1,088 | 1,029
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 1,069 | 1,088 | 1,029
Ending balance | 1,069 | 1,088 | 1,029
Loans |  |  |
Ending balance | 68,047 | 64,295 | 60,646
Ending balance: individually evaluated for impairment | 256 | 346 | 0
Ending balance: collectively evaluated for impairment | 67,791 | 63,949 | 60,646
Farm loans (not secured by real estate) |  |  |
Allowance for loan losses |  |  |
Beginning balance | 0 | 0 | 0
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 0 | 0 | 0
Ending balance | 0 | 0 | 0
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 0 | 0 | 0
Ending balance | 0 | 0 | 0
Loans |  |  |
Ending balance | 19 | 11 | 0
Ending balance: individually evaluated for impairment | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 19 | 11 | 0
Consumer And All Other Loans |  |  |
Allowance for loan losses |  |  |
Beginning balance | 245 | 255 | 430
Charge-offs | (652) | (557) | (586)
Recoveries | 143 | 148 | 152
Provision | 509 | 399 | 259
Ending balance | 245 | 245 | 255
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 245 | 245 | 255
Ending balance | 245 | 245 | 255
Loans |  |  |
Ending balance | 22,626 | 25,886 | 29,780
Ending balance: individually evaluated for impairment | 265 | 0 | 0
Ending balance: collectively evaluated for impairment | 22,361 | 25,886 | 29,780
Unallocated |  |  |
Allowance for loan losses |  |  |
Beginning balance | 1,385 | 1,037 | 592
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 342 | 348 | 445
Ending balance | 1,727 | 1,385 | 1,037
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 1,727 | 1,385 | 1,037
Ending balance | 1,727 | 1,385 | 1,037
Loans |  |  |
Ending balance | 0 | 0 | 0
Ending balance: individually evaluated for impairment | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | $ 0 | $ 0 | $ 0

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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
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- Definition The allowance for other loan and lease losses represents the reserve to cover probable credit losses related to specifically identified other loans and leases, as well as probable credit losses inherent in the remainder of the other loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for other loan losses in connection with business combinations determined to be appropriate. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=25495931&loc=d3e18832-111554 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=25495931&loc=d3e18805-111554 + Details
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