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13. Regulatory Matters (Details) (USD $) | Dec. 31, 2013 | Dec. 31, 2012
--- | --- | ---
Total capital (to Risk-Weighted Assets) | Consolidated |  |
Actual, amount | $ 114,185 | $ 121,246
Actual, ratio | 16.14% | 17.34%
For Capital Adequacy Purposes, amount | 56,582 | 55,928
For Capital Adequacy Purposes, ratio | 8.00% | 8.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, amount |  |
To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio |  |
Total capital (to Risk-Weighted Assets) | Bank |  |
Actual, amount | 110,935 | 117,453
Actual, ratio | 15.73% | 16.84%
For Capital Adequacy Purposes, amount | 56,412 | 55,784
For Capital Adequacy Purposes, ratio | 8.00% | 8.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, amount | 70,515 | 69,730
To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio | 10.00% | 10.00%
Tier 1 Capital (to Risk- Weighted Assets) | Consolidated |  |
Actual, amount | 104,890 | 112,135
Actual, ratio | 14.83% | 16.04%
For Capital Adequacy Purposes, amount | 28,291 | 27,964
For Capital Adequacy Purposes, ratio | 4.00% | 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, amount |  |
To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio |  |
Tier 1 Capital (to Risk- Weighted Assets) | Bank |  |
Actual, amount | 101,733 | 108,379
Actual, ratio | 14.43% | 15.54%
For Capital Adequacy Purposes, amount | 28,206 | 27,892
For Capital Adequacy Purposes, ratio | 4.00% | 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, amount | 42,309 | 41,838
To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio | 6.00% | 6.00%
Tier 1 Capital (Average Assets) | Consolidated |  |
Actual, amount | 104,890 | 112,135
Actual, ratio | 10.08% | 11.12%
For Capital Adequacy Purposes, amount | 41,622 | 40,342
For Capital Adequacy Purposes, ratio | 4.00% | 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, amount |  |
To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio |  |
Tier 1 Capital (Average Assets) | Bank |  |
Actual, amount | 101,733 | 108,379
Actual, ratio | 9.79% | 10.76%
For Capital Adequacy Purposes, amount | 41,584 | 40,302
For Capital Adequacy Purposes, ratio | 4.00% | 4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, amount | $ 51,981 | $ 50,377
To Be Well Capitalized Under Prompt Corrective Action Provisions, ratio | 5.00% | 5.00%

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- Definition The amount of total capital as defined in the regulations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998 + Details
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- Definition The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 + Details
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- Definition The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958570-112826 + Details
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- Definition The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 + Details
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- Definition The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 + Details
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- Definition Total Capital divided by risk weighted assets as defined in the regulations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 + Details
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