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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks, including reserve requirements of of $11,472 at 12/31/13 and $9,625 at 12/31/12 $ 49,902 $ 32,617
Interest bearing deposits 26,871 16,226
Cash and cash equivalents 76,773 48,843
Investment securities available for sale 297,890 297,823
Other investments 4,990 5,599
Total securities 302,880 303,422
Mortgage loans held for sale 497 6,922
Loans 620,960 619,974
Less allowance for loan losses (13,501) (14,423)
Net loans 607,459 605,551
Premises and equipment, net 16,358 15,874
Cash surrender value of life insurance 13,706 13,273
Other real estate 1,679 6,254
Accrued interest receivable and other assets 15,332 13,377
Total assets 1,034,684 1,013,516
Deposits:    
Non-interest bearing demand 195,265 161,582
NOW, MMDA & savings 386,893 371,719
Time, $100,000 or more 115,268 134,733
Other time 101,935 113,491
Total deposits 799,361 781,525
Securities sold under agreements to repurchase 45,396 34,578
FHLB borrowings 65,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 20,589 9,047
Total liabilities 950,965 915,769
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 12,524 shares in 2012 0 12,524
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,613,495 shares in 2013 and 2012 48,133 48,133
Retained earnings 36,758 31,478
Accumulated other comprehensive (loss) income (1,172) 5,612
Total shareholders' equity 83,719 97,747
Total liabilities and shareholders' equity $ 1,034,684 $ 1,013,516