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Consolidated Statements of Earnings (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest income:      
Interest and fees on loans $ 30,194 $ 32,758 $ 36,374
Interest on due from banks 85 51 33
Interest on investment securities:      
U.S. Government sponsored enterprises 1,639 2,746 5,414
States and political subdivisions 4,427 3,403 3,180
Other 351 287 258
Total interest income 36,696 39,245 45,259
Interest expense:      
NOW, MMDA & savings deposits 732 1,180 2,263
Time deposits 1,650 3,205 5,035
FHLB borrowings 2,518 2,744 2,956
Junior subordinated debentures 398 438 407
Other 55 129 285
Total interest expense 5,353 7,696 10,946
Net interest income 31,343 31,549 34,313
Provision for loan losses 2,584 4,924 12,632
Net interest income after provision for loan losses 28,759 26,625 21,681
Non-interest income:      
Service charges 4,566 4,764 5,106
Other service charges and fees 1,172 1,940 2,090
Other than temporary impairment losses 0 0 (144)
Gain on sale of securities 614 1,218 4,406
Mortgage banking income 1,228 1,229 757
Insurance and brokerage commissions 661 517 471
Loss on sale and write-down of other real estate (581) (1,136) (1,322)
Miscellaneous 4,992 4,005 3,149
Total non-interest income 12,652 12,537 14,513
Non-interest expense:      
Salaries and employee benefits 16,851 16,426 14,766
Occupancy 5,539 5,236 5,339
Other 10,451 10,120 9,467
Total non-interest expense 32,841 31,782 29,572
Earnings before income taxes 8,570 7,380 6,622
Income tax expense 1,879 1,587 1,463
Net earnings 6,691 5,793 5,159
Dividends and accretion on preferred stock 656 1,010 1,393
Net earnings available to common shareholders $ 6,035 $ 4,783 $ 3,766
Basic net earnings per common share $ 1.08 $ 0.86 $ 0.68
Diluted net earnings per common share $ 1.07 $ 0.86 $ 0.68
Cash dividends declared per common share $ 0.12 $ 0.18 $ 0.08