4. Premises and Equipment (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Premises And Equipment Details
Land	$ 3,667	$ 3,657
Buildings and improvements	15,126	14,815
Furniture and equipment	16,239	17,660
Total premises and equipment	35,032	36,132
Less accumulated depreciation	18,674	20,258
Total net premises and equipment	$ 16,358	$ 15,874

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Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.

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Amount before accumulated depreciation of building structures held for productive use including addition, improvement, or renovation to the structure, including, but not limited to, interior masonry, interior flooring, electrical, and plumbing.

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Amount before accumulated depreciation of equipment commonly used in offices and stores that have no permanent connection to the structure of a building or utilities. Examples include, but are not limited to, desks, chairs, tables, and bookcases.

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Amount before accumulated depletion of real estate held for productive use, excluding land held for sale.

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