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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Assets    
Cash and due from banks, including reserve requirements of $9,463 at 3/31/14 and $11,472 at 12/31/13 $ 50,906 $ 49,902
Interest-bearing deposits 28,006 26,871
Cash and cash equivalents 78,912 76,773
Investment securities available for sale 300,756 297,890
Other investments 4,706 4,990
Total securities 305,462 302,880
Mortgage loans held for sale 635 497
Loans 618,040 620,960
Less allowance for loan losses (12,978) (13,501)
Net loans 605,062 607,459
Premises and equipment, net 16,419 16,358
Cash surrender value of life insurance 13,809 13,706
Other real estate 3,282 1,679
Accrued interest receivable and other assets 15,183 15,332
Total assets 1,038,764 1,034,684
Deposits:    
Non-interest bearing demand 195,465 195,265
NOW, MMDA & savings 399,847 386,893
Time, $100,000 or more 116,200 115,268
Other time 99,023 101,935
Total deposits 810,535 799,361
Securities sold under agreements to repurchase 43,319 45,396
FHLB borrowings 65,000 65,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 10,880 20,589
Total liabilities 950,353 950,965
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; no shares issued and outstanding 0 0
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,613,495 shares in 2014 and 2013 48,133 48,133
Retained earnings 39,109 36,758
Accumulated other comprehensive income (loss) 1,169 (1,172)
Total shareholders' equity 88,411 83,719
Total liabilities and shareholders' equity $ 1,038,764 $ 1,034,684