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3. Loans, Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Dec. 31, 2013
Allowance for loan losses          
Beginning balance $ 12,978 $ 14,412 $ 13,501 $ 14,423  
Charge-offs (597) (1,334) (1,172) (2,513)  
Recoveries 227 178 628 292  
Provision 67 773 (282) 1,827  
Ending balance 12,675 14,029 12,675 14,029  
Ending balance: individually evaluated for impairments 1,484 1,583 1,484 1,583  
Ending balance: collectively evaluated for impairments 11,191 12,446 11,191 12,446  
Ending balance 12,675 14,029 12,675 14,029  
Loans          
Ending balance 633,336 608,072 633,336 608,072 620,960
Ending balance: individually evaluated for impairment 30,466 34,422 30,466 34,422  
Ending balance: collectively evaluated for impairment 602,870 573,650 602,870 573,650  
Construction and land development
         
Allowance for loan losses          
Beginning balance 3,133 4,785 3,218 4,399  
Charge-offs 0 (218) (260) (715)  
Recoveries 3 25 282 26  
Provision 251 133 147 1,015  
Ending balance 3,387 4,725 3,387 4,725  
Ending balance: individually evaluated for impairments 0 6 0 6  
Ending balance: collectively evaluated for impairments 3,387 4,719 3,387 4,719  
Ending balance 3,387 4,725 3,387 4,725  
Loans          
Ending balance 59,843 70,112 59,843 70,112 63,742
Ending balance: individually evaluated for impairment 5,297 7,626 5,297 7,626  
Ending balance: collectively evaluated for impairment 54,546 62,486 54,546 62,486  
Single-family residential
         
Allowance for loan losses          
Beginning balance 3,132 3,182 3,123 3,231  
Charge-offs (171) (274) (194) (636)  
Recoveries 52 24 60 43  
Provision (165) 372 (141) 666  
Ending balance 2,848 3,304 2,848 3,304  
Ending balance: individually evaluated for impairments 67 343 67 343  
Ending balance: collectively evaluated for impairments 2,781 2,961 2,781 2,961  
Ending balance 2,848 3,304 2,848 3,304  
Loans          
Ending balance 196,192 192,601 196,192 192,601 195,975
Ending balance: individually evaluated for impairment 2,325 3,480 2,325 3,480  
Ending balance: collectively evaluated for impairment 193,867 189,121 193,867 189,121  
Single-family residential - Banco de la Gente stated income
         
Allowance for loan losses          
Beginning balance 1,767 1,976 1,863 1,998  
Charge-offs (108) (72) (140) (224)  
Recoveries 5 70 17 70  
Provision 44 (50) (32) 80  
Ending balance 1,708 1,924 1,708 1,924  
Ending balance: individually evaluated for impairments 1,175 1,234 1,175 1,234  
Ending balance: collectively evaluated for impairments 533 690 533 690  
Ending balance 1,708 1,924 1,708 1,924  
Loans          
Ending balance 48,165 50,454 48,165 50,454 49,463
Ending balance: individually evaluated for impairment 19,287 19,912 19,287 19,912  
Ending balance: collectively evaluated for impairment 28,878 30,542 28,878 30,542  
Commercial
         
Allowance for loan losses          
Beginning balance 2,196 1,811 2,219 2,049  
Charge-offs (20) (275) (131) (275)  
Recoveries 101 2 161 50  
Provision (438) 320 (410) 34  
Ending balance 1,839 1,858 1,839 1,858  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 1,839 1,858 1,839 1,858  
Ending balance 1,839 1,858 1,839 1,858  
Loans          
Ending balance 214,378 191,368 214,378 191,368 209,287
Ending balance: individually evaluated for impairment 0 3,125 0 3,125  
Ending balance: collectively evaluated for impairment 214,378 188,243 214,378 188,243  
Multifamily and Farmland
         
Allowance for loan losses          
Beginning balance 36 30 37 28  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (29) 4 (30) 6  
Ending balance 7 34 7 34  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 7 34 7 34  
Ending balance 7 34 7 34  
Loans          
Ending balance 11,821 10,918 11,821 10,918 11,801
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment 11,821 10,918 11,821 10,918  
Commercial loans (not secured by real estate)
         
Allowance for loan losses          
Beginning balance 945 1,209 1,069 1,088  
Charge-offs (181) (361) (193) (382)  
Recoveries 21 14 26 25  
Provision 296 (40) 179 91  
Ending balance 1,081 822 1,081 822  
Ending balance: individually evaluated for impairments 242 0 242 0  
Ending balance: collectively evaluated for impairments 839 822 839 822  
Ending balance 1,081 822 1,081 822  
Loans          
Ending balance 78,056 66,161 78,056 66,161 68,047
Ending balance: individually evaluated for impairment 3,307 0 3,307 0  
Ending balance: collectively evaluated for impairment 74,749 66,161 74,749 66,161  
Farm loans (not secured by real estate)
         
Allowance for loan losses          
Beginning balance 0 0 0 0  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 0 0 0 0  
Ending balance 0 0 0 0  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 0 0 0 0  
Ending balance 0 0 0 0  
Loans          
Ending balance 93 24 93 24 19
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment 93 24 93 24  
Consumer And All Other Loans
         
Allowance for loan losses          
Beginning balance 230 232 245 245  
Charge-offs (117) (134) (254) (281)  
Recoveries 45 43 82 78  
Provision 95 88 180 187  
Ending balance 253 229 253 229  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 253 229 253 229  
Ending balance 253 229 253 229  
Loans          
Ending balance 24,788 26,434 24,788 26,434  
Ending balance: individually evaluated for impairment 250 279 250 279  
Ending balance: collectively evaluated for impairment 24,538 26,155 24,538 26,155  
Unallocated
         
Allowance for loan losses          
Beginning balance 1,539 1,187 1,727 1,385  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 13 (54) (175) (252)  
Ending balance 1,552 1,133 1,552 1,133  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 1,552 1,133 1,552 1,133  
Ending balance 1,552 1,133 1,552 1,133  
Loans          
Ending balance 0 0 0 0  
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment $ 0 $ 0 $ 0 $ 0