4. Net Earnings Per Common Share (Details) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended	9 Months Ended
Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net Earnings Available to Common Shareholders
Basic earnings per common share	$ 2,442	$ 1,762	$ 7,572	$ 4,840
Effect of dilutive securities: Stock options	0	0	0	0
Diluted earnings per common share	$ 2,442	$ 1,762	$ 7,572	$ 4,840
Common Shares
Basic earnings per common share (in shares)	5,617,125	5,613,495	5,615,556	5,613,495
Effect of dilutive securities: Stock options (in shares)	27,599	15,180	24,173	8,554
Diluted earnings per common share (in shares)	5,644,724	5,628,675	5,639,729	5,622,049
Per Share Amount
Basic earnings per common share	$ 0.43	$ 0.31	$ 1.35	$ 0.86
Diluted earnings per common share	$ 0.43	$ 0.31	$ 1.34	$ 0.86

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The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

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The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

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Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.

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Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).

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