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3. Loans (Tables) | 3 Months Ended
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Mar. 31, 2015
Loans Tables |
Major classifications of loans | Major classifications of loans at March 31, 2015 and December 31, 2014 are summarized as follows:
(Dollars in thousands) |  |  |
| March 31, 2015 |  | December 31, 2014
Real estate loans: |  |  |
Construction and land development | $ | 57,247 |  | 57,617
Single-family residential |  | 207,113 |  | 206,417
Single-family residential - |  |  |  |
Banco de la Gente stated income |  | 46,272 |  | 47,015
Commercial |  | 227,471 |  | 228,558
Multifamily and farmland |  | 12,331 |  | 12,400
Total real estate loans |  | 550,434 |  | 552,007
Loans not secured by real estate: |  |  |  |
Commercial loans |  | 87,055 |  | 76,262
Farm loans |  | 5 |  | 7
Consumer loans |  | 9,857 |  | 10,060
All other loans |  | 13,126 |  | 13,555
Total loans |  | 660,477 |  | 651,891
Less allowance for loan losses |  | 10,843 |  | 11,082
Total net loans | $ | 649,634 |  | 640,809
Age analysis of past due loans, by loan type | The following tables present an age analysis of past due loans, by loan type, as of March 31, 2015 and December 31, 2014:
March 31, 2015 |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |
| Loans 30-89 Days Past Due |  | Loans 90 or More Days Past Due |  | Total Past Due Loans |  | Total Current Loans |  | Total Loans |  | Accruing Loans 90 or More Days Past Due
Real estate loans: |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 62 |  | 257 |  | 319 |  | 56,928 |  | 57,247 |  | -
Single-family residential |  | 4,313 |  | 1,286 |  | 5,599 |  | 201,514 |  | 207,113 |  | -
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  | 5,727 |  | 442 |  | 6,169 |  | 40,103 |  | 46,272 |  | -
Commercial |  | 1,875 |  | 381 |  | 2,256 |  | 225,215 |  | 227,471 |  | -
Multifamily and farmland |  | - |  | - |  | - |  | 12,331 |  | 12,331 |  | -
Total real estate loans |  | 11,977 |  | 2,366 |  | 14,343 |  | 536,091 |  | 550,434 |  | -
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  | 162 |  | - |  | 162 |  | 86,893 |  | 87,055 |  | -
Farm loans |  | - |  | - |  | - |  | 5 |  | 5 |  | -
Consumer loans |  | 97 |  | 9 |  | 106 |  | 9,751 |  | 9,857 |  | -
All other loans |  | - |  | - |  | - |  | 13,126 |  | 13,126 |  | -
Total loans | $ | 12,236 |  | 2,375 |  | 14,611 |  | 645,866 |  | 660,477 |  | -
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |
| Loans 30-89 Days Past Due |  | Loans 90 or More Days Past Due |  | Total Past Due Loans |  | Total Current Loans |  | Total Loans |  | Accruing Loans 90 or More Days Past Due
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 294 |  | 3,540 |  | 3,834 |  | 53,783 |  | 57,617 |  | -
Single-family residential |  | 5,988 |  | 268 |  | 6,256 |  | 200,161 |  | 206,417 |  | -
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  | 8,998 |  | 610 |  | 9,608 |  | 37,407 |  | 47,015 |  | -
Commercial |  | 3,205 |  | 366 |  | 3,571 |  | 224,987 |  | 228,558 |  | -
Multifamily and farmland |  | 85 |  | - |  | 85 |  | 12,315 |  | 12,400 |  | -
Total real estate loans |  | 18,570 |  | 4,784 |  | 23,354 |  | 528,653 |  | 552,007 |  | -
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  | 241 |  | 49 |  | 290 |  | 75,972 |  | 76,262 |  | -
Farm loans |  | - |  | - |  | - |  | 7 |  | 7 |  | -
Consumer loans |  | 184 |  | - |  | 184 |  | 9,876 |  | 10,060 |  | -
All other loans |  | - |  | - |  | - |  | 13,555 |  | 13,555 |  | -
Total loans | $ | 18,995 |  | 4,833 |  | 23,828 |  | 628,063 |  | 651,891 |  | -
Non-accrual loans | The following table presents the Company’s non-accrual loans as of March 31, 2015 and December 31, 2014:
(Dollars in thousands) |  |  |
| March 31, 2015 |  | December 31, 2014
Real estate loans: |  |  |
Construction and land development | $ | 565 |  | 3,854
Single-family residential |  | 3,891 |  | 2,370
Single-family residential - |  |  |  |
Banco de la Gente stated income |  | 1,432 |  | 1,545
Commercial |  | 2,755 |  | 2,598
Multifamily and farmland |  | 99 |  | 110
Total real estate loans |  | 8,742 |  | 10,477
Loans not secured by real estate: |  |  |  |
Commercial loans |  | 111 |  | 176
Consumer loans |  | 81 |  | 75
Total | $ | 8,934 |  | 10,728
Impaired loans | The following tables present the Company’s impaired loans as of March 31, 2015 and December 31, 2014:
March 31, 2015 |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |
| Unpaid Contractual Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Recorded Investment in Impaired Loans |  | Related Allowance |  | Average Outstanding Impaired Loans
Real estate loans: |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 1,174 |  | 266 |  | 647 |  | 913 |  | 35 |  | 2,554
Single-family residential |  | 9,169 |  | 2,092 |  | 6,496 |  | 8,588 |  | 170 |  | 8,246
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  | 20,886 |  | - |  | 20,310 |  | 20,310 |  | 1,179 |  | 19,764
Commercial |  | 4,824 |  | 1,794 |  | 2,701 |  | 4,495 |  | 256 |  | 4,423
Multifamily and farmland |  | 102 |  | - |  | 100 |  | 100 |  | 1 |  | 105
Total impaired real estate loans |  | 36,155 |  | 4,152 |  | 30,254 |  | 34,406 |  | 1,641 |  | 35,092
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  | 152 |  | - |  | 136 |  | 136 |  | 3 |  | 168
Consumer loans |  | 317 |  | - |  | 310 |  | 310 |  | 4 |  | 312
Total impaired loans | $ | 36,624 |  | 4,152 |  | 30,700 |  | 34,852 |  | 1,648 |  | 35,572
December 31, 2014 |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |
| Unpaid Contractual Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Recorded Investment in Impaired Loans |  | Related Allowance |  | Average Outstanding Impaired Loans
Real estate loans: |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 5,481 |  | 3,639 |  | 555 |  | 4,194 |  | 31 |  | 5,248
Single-family residential |  | 6,717 |  | 933 |  | 5,540 |  | 6,473 |  | 154 |  | 7,430
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  | 21,243 |  | - |  | 20,649 |  | 20,649 |  | 1,191 |  | 19,964
Commercial |  | 4,752 |  | 1,485 |  | 2,866 |  | 4,351 |  | 272 |  | 4,399
Multifamily and farmland |  | 111 |  | - |  | 110 |  | 110 |  | 1 |  | 154
Total impaired real estate loans |  | 38,304 |  | 6,057 |  | 29,720 |  | 35,777 |  | 1,649 |  | 37,195
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  | 218 |  | - |  | 201 |  | 201 |  | 4 |  | 641
Consumer loans |  | 318 |  | - |  | 313 |  | 313 |  | 5 |  | 309
Total impaired loans | $ | 38,840 |  | 6,057 |  | 30,234 |  | 36,291 |  | 1,658 |  | 38,145
Changes in the allowance for loan losses | Changes in the allowance for loan losses for the three months ended March 31, 2015 and 2014 were as follows:
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  |  | Single- Family Residential |  |  | Single- Family Residential - Banco de la Gente Stated Income |  |  | Commercial |  |  | Multifamily and Farmland |  |  | Commercial |  |  | Farm |  |  | Consumer and All Other |  |  | Unallocated |  |  | Total |
Three months ended March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 2,785 |  |  |  | 2,566 |  |  |  | 1,610 |  |  |  | 1,902 |  |  |  | 7 |  |  |  | 1,098 |  |  |  | - |  |  |  | 233 |  |  |  | 881 |  |  |  | 11,082 |
Charge-offs |  |  | (88 | ) |  |  | (291 | ) |  |  | (42 | ) |  |  | (2 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (107 | ) |  |  | - |  |  |  | (530 | )
Recoveries |  |  | 5 |  |  |  | 6 |  |  |  | 22 |  |  |  | 5 |  |  |  | - |  |  |  | 36 |  |  |  | - |  |  |  | 44 |  |  |  | - |  |  |  | 118 |
Provision |  |  | 56 |  |  |  | 318 |  |  |  | (4 | ) |  |  | (119 | ) |  |  | (1 | ) |  |  | 47 |  |  |  | - |  |  |  | 38 |  |  |  | (162 | ) |  |  | 173 |
Ending balance |  | $ | 2,758 |  |  |  | 2,599 |  |  |  | 1,586 |  |  |  | 1,786 |  |  |  | 6 |  |  |  | 1,181 |  |  |  | - |  |  |  | 208 |  |  |  | 719 |  |  |  | 10,843 |
Allowance for loan losses March 31, 2015: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | $ | - |  |  |  | 82 |  |  |  | 1,145 |  |  |  | 245 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1,472 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  |  | 2,758 |  |  |  | 2,517 |  |  |  | 441 |  |  |  | 1,541 |  |  |  | 6 |  |  |  | 1,181 |  |  |  | - |  |  |  | 208 |  |  |  | 719 |  |  |  | 9,371 |
Ending balance |  | $ | 2,758 |  |  |  | 2,599 |  |  |  | 1,586 |  |  |  | 1,786 |  |  |  | 6 |  |  |  | 1,181 |  |  |  | - |  |  |  | 208 |  |  |  | 719 |  |  |  | 10,843 |
Loans March 31, 2015: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 57,247 |  |  |  | 207,113 |  |  |  | 46,272 |  |  |  | 227,471 |  |  |  | 12,331 |  |  |  | 87,055 |  |  |  | 5 |  |  |  | 22,983 |  |  |  | - |  |  |  | 660,477 |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | $ | 266 |  |  |  | 3,448 |  |  |  | 18,655 |  |  |  | 3,633 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 26,002 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | $ | 56,981 |  |  |  | 203,665 |  |  |  | 27,617 |  |  |  | 223,838 |  |  |  | 12,331 |  |  |  | 87,055 |  |  |  | 5 |  |  |  | 22,983 |  |  |  | - |  |  |  | 634,475 |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  |  | Single- Family Residential |  |  | Single- Family Residential - Banco de la Gente Stated Income |  |  | Commercial |  |  | Multifamily and Farmland |  |  | Commercial |  |  | Farm |  |  | Consumer and All Other |  |  | Unallocated |  |  | Total |
Three months ended March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 3,218 |  |  |  | 3,123 |  |  |  | 1,863 |  |  |  | 2,219 |  |  |  | 37 |  |  |  | 1,069 |  |  |  | - |  |  |  | 245 |  |  |  | 1,727 |  |  |  | 13,501 |
Charge-offs |  |  | (260 | ) |  |  | (22 | ) |  |  | (32 | ) |  |  | (111 | ) |  |  | - |  |  |  | (12 | ) |  |  | - |  |  |  | (138 | ) |  |  | - |  |  |  | (575 | )
Recoveries |  |  | 279 |  |  |  | 9 |  |  |  | 12 |  |  |  | 60 |  |  |  | - |  |  |  | 5 |  |  |  | - |  |  |  | 36 |  |  |  | - |  |  |  | 401 |
Provision |  |  | (104 | ) |  |  | 22 |  |  |  | (76 | ) |  |  | 28 |  |  |  | (1 | ) |  |  | (117 | ) |  |  | - |  |  |  | 87 |  |  |  | (188 | ) |  |  | (349 | )
Ending balance |  | $ | 3,133 |  |  |  | 3,132 |  |  |  | 1,767 |  |  |  | 2,196 |  |  |  | 36 |  |  |  | 945 |  |  |  | - |  |  |  | 230 |  |  |  | 1,539 |  |  |  | 12,978 |
Allowance for loan losses March 31, 2014: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | $ | - |  |  |  | 68 |  |  |  | 1,187 |  |  |  | 174 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1,429 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  |  | 3,133 |  |  |  | 3,064 |  |  |  | 580 |  |  |  | 2,022 |  |  |  | 36 |  |  |  | 945 |  |  |  | - |  |  |  | 230 |  |  |  | 1,539 |  |  |  | 11,549 |
Ending balance |  | $ | 3,133 |  |  |  | 3,132 |  |  |  | 1,767 |  |  |  | 2,196 |  |  |  | 36 |  |  |  | 945 |  |  |  | - |  |  |  | 230 |  |  |  | 1,539 |  |  |  | 12,978 |
Loans March 31, 2014: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 61,162 |  |  |  | 196,447 |  |  |  | 48,926 |  |  |  | 211,882 |  |  |  | 11,566 |  |  |  | 65,456 |  |  |  | 16 |  |  |  | 22,585 |  |  |  | - |  |  |  | 618,040 |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | $ | 5,464 |  |  |  | 3,220 |  |  |  | 19,625 |  |  |  | 3,577 |  |  |  | - |  |  |  | 253 |  |  |  | - |  |  |  | 257 |  |  |  | - |  |  |  | 32,396 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | $ | 55,698 |  |  |  | 193,227 |  |  |  | 29,301 |  |  |  | 208,305 |  |  |  | 11,566 |  |  |  | 65,203 |  |  |  | 16 |  |  |  | 22,328 |  |  |  | - |  |  |  | 585,644 |
Credit risk profile of each loan type based on internally assigned risk grade |
March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  | Single- Family Residential |  | Single- Family Residential - Banco de la Gente Stated Income |  | Commercial |  | Multifamily and Farmland |  | Commercial |  | Farm |  | Consumer |  | All Other |  | Total
1- Excellent Quality | $ | - |  | 13,705 |  | - |  | - |  | - |  | 1,026 |  | - |  | 1,245 |  | - |  | 15,976
2- High Quality |  | 7,768 |  | 76,955 |  | - |  | 38,374 |  | 231 |  | 26,199 |  | - |  | 3,465 |  | 1,798 |  | 154,790
3- Good Quality |  | 26,737 |  | 74,746 |  | 20,561 |  | 140,510 |  | 8,978 |  | 47,317 |  | 5 |  | 4,494 |  | 10,392 |  | 333,740
4- Management Attention |  | 12,918 |  | 29,884 |  | 12,714 |  | 38,734 |  | 369 |  | 11,995 |  | - |  | 514 |  | 936 |  | 108,064
5- Watch |  | 9,176 |  | 4,619 |  | 5,677 |  | 5,706 |  | 2,653 |  | 379 |  | - |  | 47 |  | - |  | 28,257
6- Substandard |  | 648 |  | 7,204 |  | 7,320 |  | 4,147 |  | 100 |  | 139 |  | - |  | 92 |  | - |  | 19,650
7- Doubtful |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | -
8- Loss |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  |  |  | - |  | -
Total | $ | 57,247 |  | 207,113 |  | 46,272 |  | 227,471 |  | 12,331 |  | 87,055 |  | 5 |  | 9,857 |  | 13,126 |  | 660,477
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  | Single- Family Residential |  | Single- Family Residential - Banco de la Gente Stated Income |  | Commercial |  | Multifamily and Farmland |  | Commercial |  | Farm |  | Consumer |  | All Other |  | Total
1- Excellent Quality | $ | - |  | 15,099 |  | - |  | - |  | - |  | 924 |  | - |  | 1,232 |  | - |  | 17,255
2- High Quality |  | 6,741 |  | 74,367 |  | - |  | 39,888 |  | 241 |  | 18,730 |  | - |  | 3,576 |  | 1,860 |  | 145,403
3- Good Quality |  | 24,641 |  | 74,453 |  | 21,022 |  | 142,141 |  | 8,376 |  | 44,649 |  | 7 |  | 4,549 |  | 8,055 |  | 327,893
4- Management Attention |  | 13,013 |  | 30,954 |  | 12,721 |  | 36,433 |  | 1,001 |  | 11,312 |  | - |  | 566 |  | 3,640 |  | 109,640
5- Watch |  | 9,294 |  | 5,749 |  | 5,799 |  | 6,153 |  | 2,672 |  | 383 |  | - |  | 46 |  | - |  | 30,096
6- Substandard |  | 3,928 |  | 5,795 |  | 7,473 |  | 3,943 |  | 110 |  | 264 |  | - |  | 87 |  | - |  | 21,600
7- Doubtful |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | -
8- Loss |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | 4 |  | - |  | 4
Total | $ | 57,617 |  | 206,417 |  | 47,015 |  | 228,558 |  | 12,400 |  | 76,262 |  | 7 |  | 10,060 |  | 13,555 |  | 651,891
Analysis of loan modifications | The following tables present an analysis of loan modifications during the three months ended March 31, 2015 and 2014:
Three months ended March 31, 2015 |  |  |  |  |
(Dollars in thousands) |  |  |  |  |
| Number of Contracts |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
Real estate loans |  |  |  |  |
Single-family residential | 1 |  | $ | 146 |  | 146
Total real estate TDR loans | 1 |  |  | 146 |  | 146
Total TDR loans | 1 |  | $ | 146 |  | 146
Three months ended March 31, 2014 |  |  |  |  |
(Dollars in thousands) |  |  |  |  |
| Number of Contracts |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
Real estate loans |  |  |  |  |
Construction and land development | 1 |  | $ | 316 |  | 316
Single family residential | 1 |  |  | 737 |  | 737
Single-family residential - |  |  |  |  |  |
Banco de la Gente stated income | 6 |  |  | 497 |  | 497
Total real estate TDR loans | 8 |  |  | 1,550 |  | 1,550
Total TDR loans | 8 |  | $ | 1,550 |  | 1,550

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
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- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953682-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953676-111524 + Details
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