XML 39 R23.htm IDEA: XBRL DOCUMENT v2.4.1.9

3. Loans (Details) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Major classifications
Total loans	$ 660,477us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	$ 651,891us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	$ 618,040us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Less allowance for loan losses	10,843us-gaap_LoansAndLeasesReceivableAllowance	11,082us-gaap_LoansAndLeasesReceivableAllowance	12,978us-gaap_LoansAndLeasesReceivableAllowance	13,501us-gaap_LoansAndLeasesReceivableAllowance
Total Net loans	649,634us-gaap_LoansAndLeasesReceivableNetReportedAmount	640,809us-gaap_LoansAndLeasesReceivableNetReportedAmount
Construction and land development
Major classifications
Total loans	57,247us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_ConstructionAndLandDevelopmentMember	57,617us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_ConstructionAndLandDevelopmentMember	61,162us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_ConstructionAndLandDevelopmentMember
Less allowance for loan losses	2,758us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_ConstructionAndLandDevelopmentMember	2,785us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_ConstructionAndLandDevelopmentMember	3,133us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_ConstructionAndLandDevelopmentMember	3,218us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_ConstructionAndLandDevelopmentMember
Single-family residential
Major classifications
Total loans	207,113us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember	206,417us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember	196,447us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember
Less allowance for loan losses	2,599us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember	2,566us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember	3,132us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember	3,123us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember
Single-family residential - Banco de la Gente stated income
Major classifications
Total loans	46,272us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_BancoDeLaGenteMember	47,015us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_BancoDeLaGenteMember	48,926us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_BancoDeLaGenteMember
Less allowance for loan losses	1,586us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_BancoDeLaGenteMember	1,610us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_BancoDeLaGenteMember	1,767us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_BancoDeLaGenteMember	1,863us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_BancoDeLaGenteMember
Commercial
Major classifications
Total loans	227,471us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateMember	228,558us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateMember	211,882us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateMember
Less allowance for loan losses	1,786us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateMember	1,902us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateMember	2,196us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateMember	2,219us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialRealEstateMember
Multifamily and Farmland
Major classifications
Total loans	12,331us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_MultifamilyAndFarmlandMember	12,400us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_MultifamilyAndFarmlandMember	11,566us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_MultifamilyAndFarmlandMember
Less allowance for loan losses	6us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_MultifamilyAndFarmlandMember	7us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_MultifamilyAndFarmlandMember	36us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_MultifamilyAndFarmlandMember	37us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_MultifamilyAndFarmlandMember
Total real estate loans
Major classifications
Total loans	550,434us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_RealEstateMember	552,007us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_RealEstateMember
Commercial loans (not secured by real estate)
Major classifications
Total loans	87,055us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialLoanMember	76,262us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialLoanMember	65,456us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialLoanMember
Less allowance for loan losses	1,181us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialLoanMember	1,098us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialLoanMember	945us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialLoanMember	1,069us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialLoanMember
Farm loans (not secured by real estate)
Major classifications
Total loans	5us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_FarmLoansNotSecuredByRealEstateMember	7us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_FarmLoansNotSecuredByRealEstateMember	16us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_FarmLoansNotSecuredByRealEstateMember
Less allowance for loan losses	0us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_FarmLoansNotSecuredByRealEstateMember	0us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_FarmLoansNotSecuredByRealEstateMember	0us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_FarmLoansNotSecuredByRealEstateMember	0us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_FarmLoansNotSecuredByRealEstateMember
Consumer loans (not secured by real estate)
Major classifications
Total loans	9,857us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember	10,060us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember
All other loans (not secured by real estate)
Major classifications
Total loans	$ 13,126us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_AllOtherLoansMember	$ 13,555us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = PEBK_AllOtherLoansMember

X

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9



Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 11B

-Subparagraph (g)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524



Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 11B

-Subparagraph (c)(1)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524



Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544



Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

Name:	us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5074-111524



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522

+ Details

Name:	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7)

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

+ Details

Name:	us-gaap_LoansAndLeasesReceivableNetReportedAmount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_LoansAndLeasesReceivableNetReportedAmountByCategoryAlternativeAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=PEBK_AllOtherLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=PEBK_BancoDeLaGenteMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=PEBK_ConstructionAndLandDevelopmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=PEBK_FarmLoansNotSecuredByRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=PEBK_MultifamilyAndFarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: