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3. Loans, Credit Risk (Details) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 | Jun. 30, 2014
--- | --- | --- | ---
Credit risk profile |  |  |
Total Loans | $ 666,767 | $ 651,891 | $ 633,336
Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 16,512 | 17,255 |
High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 164,015 | 145,403 |
Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 330,770 | 327,893 |
Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 109,165 | 109,640 |
Watch |  |  |
Credit risk profile |  |  |
Total Loans | 28,086 | 30,096 |
Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 18,219 | 21,600 |
Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 4 |
Construction and land development |  |  |
Credit risk profile |  |  |
Total Loans | 60,066 | 57,617 |
Single-family residential |  |  |
Credit risk profile |  |  |
Total Loans | 208,653 | 206,417 |
Single-family residential - Banco de la Gente stated income |  |  |
Credit risk profile |  |  |
Total Loans | 45,252 | 47,015 |
Commercial |  |  |
Credit risk profile |  |  |
Total Loans | 231,684 | 228,558 |
Multifamily and Farmland |  |  |
Credit risk profile |  |  |
Total Loans | 12,402 | 12,400 |
Commercial loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 85,124 | 76,262 |
Farm loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 4 | 7 |
Consumer loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 10,069 | 10,060 |
All other loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 13,513 | 13,555 |
Construction and land development |  |  |
Credit risk profile |  |  |
Total Loans | 60,066 | 57,617 | 59,843
Construction and land development | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Construction and land development | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 9,578 | 6,741 |
Construction and land development | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 28,682 | 24,641 |
Construction and land development | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 12,361 | 13,013 |
Construction and land development | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 8,817 | 9,294 |
Construction and land development | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 628 | 3,928 |
Construction and land development | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Construction and land development | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential |  |  |
Credit risk profile |  |  |
Total Loans | 208,653 | 206,417 | 196,192
Single-family residential | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 14,306 | 15,099 |
Single-family residential | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 80,824 | 74,367 |
Single-family residential | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 71,510 | 74,453 |
Single-family residential | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 30,906 | 30,954 |
Single-family residential | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 4,674 | 5,749 |
Single-family residential | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 6,433 | 5,795 |
Single-family residential | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income |  |  |
Credit risk profile |  |  |
Total Loans | 45,252 | 47,015 | 48,165
Single-family residential - Banco de la Gente stated income | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 20,081 | 21,022 |
Single-family residential - Banco de la Gente stated income | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 12,510 | 12,721 |
Single-family residential - Banco de la Gente stated income | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 5,746 | 5,799 |
Single-family residential - Banco de la Gente stated income | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 6,915 | 7,473 |
Single-family residential - Banco de la Gente stated income | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Single-family residential - Banco de la Gente stated income | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial |  |  |
Credit risk profile |  |  |
Total Loans | 231,684 | 228,558 | 214,378
Commercial | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 41,564 | 39,888 |
Commercial | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 142,618 | 142,141 |
Commercial | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 37,876 | 36,433 |
Commercial | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 5,604 | 6,153 |
Commercial | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 4,022 | 3,943 |
Commercial | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Multifamily and Farmland |  |  |
Credit risk profile |  |  |
Total Loans | 12,402 | 12,400 | 11,821
Multifamily and Farmland | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Multifamily and Farmland | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 218 | 241 |
Multifamily and Farmland | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 9,096 | 8,376 |
Multifamily and Farmland | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 358 | 1,001 |
Multifamily and Farmland | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 2,730 | 2,672 |
Multifamily and Farmland | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 110 |
Multifamily and Farmland | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Multifamily and Farmland | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 85,124 | 76,262 | 78,056
Commercial loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 984 | 924 |
Commercial loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 26,392 | 18,730 |
Commercial loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 44,283 | 44,649 |
Commercial loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 12,839 | 11,312 |
Commercial loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 473 | 383 |
Commercial loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 153 | 264 |
Commercial loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Commercial loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 4 | 7 | $ 93
Farm loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 4 | 7 |
Farm loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Farm loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Consumer loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 10,069 | 10,060 |
Consumer loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 1,222 | 1,232 |
Consumer loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 3,698 | 3,576 |
Consumer loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 4,499 | 4,549 |
Consumer loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 540 | 566 |
Consumer loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 42 | 46 |
Consumer loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 68 | 87 |
Consumer loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
Consumer loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 4 |
All other loans (not secured by real estate) |  |  |
Credit risk profile |  |  |
Total Loans | 13,513 | 13,555 |
All other loans (not secured by real estate) | Excellent Quality |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | High Quality |  |  |
Credit risk profile |  |  |
Total Loans | 1,741 | 1,860 |
All other loans (not secured by real estate) | Good Quality |  |  |
Credit risk profile |  |  |
Total Loans | 9,997 | 8,055 |
All other loans (not secured by real estate) | Management Attention |  |  |
Credit risk profile |  |  |
Total Loans | 1,775 | 3,640 |
All other loans (not secured by real estate) | Watch |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | Substandard |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | Doubtful |  |  |
Credit risk profile |  |  |
Total Loans | 0 | 0 |
All other loans (not secured by real estate) | Loss |  |  |
Credit risk profile |  |  |
Total Loans | $ 0 | $ 0 |

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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5074-111524 + Details
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