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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest income:        
Interest and fees on loans $ 7,333 $ 7,491 $ 14,926 $ 14,893
Interest on due from banks 7 12 17 24
Interest on investment securities:        
U.S. Government sponsored enterprises 613 804 1,326 1,651
States and political subdivisions 1,157 1,169 2,320 2,346
Other 81 100 169 207
Total interest income 9,191 9,576 18,758 19,121
Interest expense:        
NOW, MMDA & savings deposits 106 125 218 251
Time deposits 226 303 474 637
FHLB borrowings 433 549 851 1,094
Junior subordinated debentures 99 97 196 193
Other 11 11 20 21
Total interest expense 875 1,085 1,759 2,196
Net interest income 8,316 8,491 16,999 16,925
Provision for (reduction of provision for) loan losses (214) 67 (41) (282)
Net interest income after provision for loan losses 8,530 8,424 17,040 17,207
Non-interest income:        
Service charges 1,171 1,223 2,305 2,352
Other service charges and fees 190 260 545 679
Gain on sale of securities 0 0 0 26
Mortgage banking income 271 188 510 292
Insurance and brokerage commissions 203 162 365 361
Gain/(loss) on sale and write-down of other real estate 79 12 166 (150)
Miscellaneous 1,383 1,265 2,651 2,392
Total non-interest income 3,297 3,110 6,542 5,952
Non-interest expense:        
Salaries and employee benefits 4,286 4,207 9,086 8,483
Occupancy 1,482 1,466 2,966 2,988
Professional fees 276 239 506 445
Advertising and marketing 218 186 403 359
Debit card expense 246 224 482 442
FDIC insurance 172 182 348 396
Other 1,657 1,563 3,294 3,078
Total non-interest expense 8,337 8,067 17,085 16,191
Earnings before income taxes 3,490 3,467 6,497 6,968
Income tax expense 866 916 1,545 1,838
Net earnings $ 2,624 $ 2,551 $ 4,952 $ 5,130
Basic net earnings per share $ 0.47 $ 0.45 $ 0.89 $ 0.91
Diluted net earnings per share 0.47 0.45 0.88 0.91
Cash dividends declared per share $ 0.06 $ 0.04 $ 0.12 $ 0.08