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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest income:        
Interest and fees on loans $ 8,089 $ 7,664 $ 23,015 $ 22,556
Interest on due from banks 4 18 21 42
Interest on investment securities:        
U.S. Government sponsored enterprises 633 646 1,959 2,298
States and political subdivisions 1,145 1,168 3,465 3,514
Other 76 87 245 294
Total interest income 9,947 9,583 28,705 28,704
Interest expense:        
NOW, MMDA & savings deposits 106 124 324 375
Time deposits 211 287 685 924
FHLB borrowings 443 556 1,294 1,650
Junior subordinated debentures 101 98 297 291
Other 13 11 34 33
Total interest expense 874 1,076 2,634 3,273
Net interest income 9,073 8,507 26,071 25,431
Provision for (reduction of provision for) loan losses 235 256 193 (27)
Net interest income after provision for loan losses 8,838 8,251 25,878 25,458
Non-interest income:        
Service charges 1,193 1,303 3,498 3,655
Other service charges and fees 173 213 718 892
Gain on sale of securities 0 240 0 266
Mortgage banking income 300 256 810 548
Insurance and brokerage commissions 179 161 544 521
Gain/(loss) on sale and write-down of other real estate 80 (234) 246 (384)
Miscellaneous 1,341 1,268 3,992 3,660
Total non-interest income 3,266 3,207 9,808 9,158
Non-interest expense:        
Salaries and employee benefits 4,596 4,301 13,683 12,784
Occupancy 1,611 1,489 4,577 4,476
Professional fees 163 378 590 824
Advertising and marketing 172 196 576 555
Debit card expense 256 225 737 667
FDIC insurance 162 169 510 565
Other 1,709 1,783 5,081 4,860
Total non-interest expense 8,669 8,541 25,754 24,731
Earnings before income taxes 3,435 2,917 9,932 9,885
Income tax expense 942 475 2,487 2,313
Net earnings $ 2,493 $ 2,442 $ 7,445 $ 7,572
Basic net earnings per share $ 0.45 $ 0.43 $ 1.34 $ 1.35
Diluted net earnings per share 0.45 0.43 1.32 1.34
Cash dividends declared per share $ 0.08 $ 0.04 $ 0.20 $ 0.12