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3. Loans, Allowance for Loan Losses (Details) (USD $) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2015 | Dec. 31, 2014 | Dec. 31, 2013
Allowance for loan losses |  |  |
Beginning balance | $ 11,082 | $ 13,501 | $ 14,423
Charge-offs | (1,844) | (2,637) | (4,372)
Recoveries | 368 | 917 | 866
Provision | (17) | (699) | 2,584
Ending balance | 9,589 | 11,082 | 13,501
Ending balance: individually evaluated for impairments | 1,382 | 1,497 | 1,478
Ending balance: collectively evaluated for impairments | 8,207 | 9,585 | 12,023
Ending balance | 9,589 | 11,082 | 13,501
Loans |  |  |
Ending balance | 689,091 | 651,891 | 620,960
Ending balance: individually evaluated for impairment | 24,914 | 28,166 | 33,666
Ending balance: collectively evaluated for impairment | 664,177 | 623,725 | 587,294
Construction and land development |  |  |
Allowance for loan losses |  |  |
Beginning balance | 2,785 | 3,218 | 4,399
Charge-offs | (198) | (884) | (777)
Recoveries | 45 | 428 | 377
Provision | (447) | 23 | (781)
Ending balance | 2,185 | 2,785 | 3,218
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 2,185 | 2,785 | 3,218
Ending balance | 2,185 | 2,785 | 3,218
Loans |  |  |
Ending balance | 65,791 | 57,617 | 63,742
Ending balance: individually evaluated for impairment | 216 | 3,639 | 6,293
Ending balance: collectively evaluated for impairment | 65,575 | 53,978 | 57,449
Single-family residential |  |  |
Allowance for loan losses |  |  |
Beginning balance | 2,566 | 3,123 | 3,231
Charge-offs | (618) | (309) | (1,724)
Recoveries | 34 | 72 | 111
Provision | 552 | (320) | 1,505
Ending balance | 2,534 | 2,566 | 3,123
Ending balance: individually evaluated for impairments | 96 | 82 | 39
Ending balance: collectively evaluated for impairments | 2,438 | 2,484 | 3,084
Ending balance | 2,534 | 2,566 | 3,123
Loans |  |  |
Ending balance | 220,690 | 206,417 | 195,975
Ending balance: individually evaluated for impairment | 2,636 | 2,298 | 3,127
Ending balance: collectively evaluated for impairment | 218,054 | 204,119 | 192,848
Single-family residential - Banco de la Gente stated income |  |  |
Allowance for loan losses |  |  |
Beginning balance | 1,610 | 1,863 | 1,998
Charge-offs | (117) | (190) | (272)
Recoveries | 22 | 16 | 141
Provision | (55) | (79) | (4)
Ending balance | 1,460 | 1,610 | 1,863
Ending balance: individually evaluated for impairments | 1,115 | 1,155 | 1,268
Ending balance: collectively evaluated for impairments | 345 | 455 | 595
Ending balance | 1,460 | 1,610 | 1,863
Loans |  |  |
Ending balance | 43,733 | 47,015 | 49,463
Ending balance: individually evaluated for impairment | 17,850 | 18,884 | 19,958
Ending balance: collectively evaluated for impairment | 25,883 | 28,131 | 29,505
Commercial |  |  |
Allowance for loan losses |  |  |
Beginning balance | 1,902 | 2,219 | 2,049
Charge-offs | (329) | (290) | (445)
Recoveries | 21 | 171 | 50
Provision | 323 | (198) | 565
Ending balance | 1,917 | 1,902 | 2,219
Ending balance: individually evaluated for impairments | 171 | 260 | 171
Ending balance: collectively evaluated for impairments | 1,746 | 1,642 | 2,048
Ending balance | 1,917 | 1,902 | 2,219
Loans |  |  |
Ending balance | 228,526 | 228,558 | 209,287
Ending balance: individually evaluated for impairment | 4,212 | 3,345 | 3,767
Ending balance: collectively evaluated for impairment | 224,314 | 225,213 | 205,520
Multifamily and Farmland |  |  |
Allowance for loan losses |  |  |
Beginning balance | 7 | 37 | 28
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | (7) | (30) | 9
Ending balance | 0 | 7 | 37
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 0 | 7 | 37
Ending balance | 0 | 7 | 37
Loans |  |  |
Ending balance | 18,080 | 12,400 | 11,801
Ending balance: individually evaluated for impairment | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 18,080 | 12,400 | 11,801
Commercial loans (not secured by real estate) |  |  |
Allowance for loan losses |  |  |
Beginning balance | 1,098 | 1,069 | 1,088
Charge-offs | (37) | (430) | (502)
Recoveries | 101 | 54 | 44
Provision | (320) | 405 | 439
Ending balance | 842 | 1,098 | 1,069
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 842 | 1,098 | 1,069
Ending balance | 842 | 1,098 | 1,069
Loans |  |  |
Ending balance | 91,010 | 76,262 | 68,047
Ending balance: individually evaluated for impairment | 0 | 0 | 256
Ending balance: collectively evaluated for impairment | 91,010 | 76,262 | 67,791
Farm loans (not secured by real estate) |  |  |
Allowance for loan losses |  |  |
Beginning balance | 0 | 0 | 0
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | 0 | 0 | 0
Ending balance | 0 | 0 | 0
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 0 | 0 | 0
Ending balance | 0 | 0 | 0
Loans |  |  |
Ending balance | 3 | 7 | 19
Ending balance: individually evaluated for impairment | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 3 | 7 | 19
Consumer And All Other Loans |  |  |
Allowance for loan losses |  |  |
Beginning balance | 233 | 245 | 245
Charge-offs | (545) | (534) | (652)
Recoveries | 145 | 176 | 143
Provision | 339 | 346 | 509
Ending balance | 172 | 233 | 245
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 172 | 233 | 245
Ending balance | 172 | 233 | 245
Loans |  |  |
Ending balance | 21,258 | 23,615 | 22,626
Ending balance: individually evaluated for impairment | 0 | 0 | 265
Ending balance: collectively evaluated for impairment | 21,258 | 23,615 | 22,361
Unallocated |  |  |
Allowance for loan losses |  |  |
Beginning balance | 881 | 1,727 | 1,385
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Provision | (402) | (846) | 342
Ending balance | 479 | 881 | 1,727
Ending balance: individually evaluated for impairments | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 479 | 881 | 1,727
Ending balance | 479 | 881 | 1,727
Loans |  |  |
Ending balance | 0 | 0 | 0
Ending balance: individually evaluated for impairment | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | $ 0 | $ 0 | $ 0

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- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5074-111524 + Details
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- Definition The allowance for other loan and lease losses represents the reserve to cover probable credit losses related to specifically identified other loans and leases, as well as probable credit losses inherent in the remainder of the other loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for other loan losses in connection with business combinations determined to be appropriate. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=25495931&loc=d3e18805-111554 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=25495931&loc=d3e18832-111554 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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